1113 Tulip Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 1113 Tulip Dr, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,806 (Jan 2014)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Jun 2014 Mortgage Aug 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-560-016-00`

Property Details

APN / Parcel Number

Primary APN	`052-560-016-00`

Interior

Full Baths	1 Bath
Building Area	1,040 sqft Building Perimeter
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	115 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1113 TULIP DR
City	STURGIS
State	MI
Zip	49091-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 ROSELAWN TERRACE. CITY OF STURGIS.
Legal Subdivision	ROSELAWN TERRACE
Legal Lot Number	17-18
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2007
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1113 TULIP DR, STURGIS, MI 49091-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2014	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Aug 29, 2007	Warranty Deed, Transfer · ARM FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2014 · Amount on Record
Deed Sale	Jan 21, 2014 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Book / Page	1732 / 600
Prior Transfer Date	Jan 15, 2014
Prior Transfer Doc	01732/0600
Record Updated	Oct 29, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1113 TULIP DR, STURGIS, MI 49091-1245
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01747/0032
Date	Jun 9, 2014
Book Page	1747/0032

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2029

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 29, 2007
Property Address	1113 TULIP DR, STURGIS, MI 49091-1245
Document Number	01451/0425
Book / Page	1451 / 0425
Map Reference	LB3 PG60
Instrument Date	Jul 27, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3336 BOOKER FARM RD, MOUNT PLEASANT, TN 38474-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 TULIP DR, STURGIS, MI 49091-1245

Mortgage

Document Number	0014510426
Date	Aug 29, 2007
Instrument	1451/0426

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	13.6%
Index	1-Year T-Bill
Margin	3

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,100 Land $4,800 Building $77,300	$164,200 Land $9,600 Building $154,600
2025	$2,318.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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