1210 Rough Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 1210 Rough Ct, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,994 sqft · built 1994
Lot Size3.25 acres (141,744 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jan 2022)
Tax Bill$4,546 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-002-013-0040

Property Details

APN / Parcel Number

Primary APN004-002-013-0040

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,994 sqft Building Perimeter
1st Floor Area1,482 sqft
Basement Area1,482 sqft
Unfinished Basement1,482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area141,744 sqft (3.25 acres)
Garage Area2,006 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1210 ROUGH CT
CityROSCOMMON
StateMI
Zip48653-7604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-695 P-380 243 1210 ROUGH CT 48653 COM AT E 1/4 COR SEC 2 TH N89DEG29'47"W ALG E-W 1/4 LINE 815.42FT TH S03DEG10' 11"W
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group3
Census Block3003
Census Tract970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1210 ROUGH CT, ROSCOMMON, MI 48653-7604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jul 30, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
STATE SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2022 · Amount on Record
Deed SaleJan 5, 2022 · Amount on Record
Prior SaleJul 30, 2020 · Amount on Record
Deed Document Number2022129
Deed Book / Page1179 / 1141
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJan 5, 2022
Property Address1210 ROUGH CT, ROSCOMMON, MI 48653-7604
Document Number01179/1141
Book / Page1179 / 1141
Instrument DateJan 3, 2022
Instrument202200000129
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8223 HOUSTON RD, EATON RAPIDS, MI 48827-9517

Mortgage

Document Number202200000130
DateJan 5, 2022
Instrument202200000130
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJul 30, 2020
Property Address1210 ROUGH CT, ROSCOMMON, MI 48653-7604
Document Number1173/938
Book / Page1173 / 938
Instrument DateJul 30, 2020
Instrument202000005304
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 LAKE ST, GRAYLING, MI 49738

Mortgage

Document Number202000005305
DateJul 30, 2020
Instrument202000005305
Lender
NameSTATE SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,000 (+52%)$518,000 (+52%)
2025$4,546.00
2023$170,400$340,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 93% of Michigan
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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