1209 Rough Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 1209 Rough Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1995
Lot Size	3.21 acres (140,045 sqft)
Owner	Individual Name on Record
Last Sale	$349,800 (Dec 2020)
Tax Bill	$1,006 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-002-013-0045`

Property Details

APN / Parcel Number

Primary APN	`004-002-013-0045`

Interior

Full Baths	1 Bath
Building Area	1,520 sqft Building Perimeter
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	140,045 sqft (3.21 acres)
Garage Area	996 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1209 ROUGH CT
City	ROSCOMMON
State	MI
Zip	48653-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-728 P-341 243 1209 ROUGH CT COM AT E 1/4 COR SEC 2 TH N89DEG29'47"W ALG E-W 1/4 LN 815.42FT TH S0DEG10'11"W 186.16FT TH
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	3
Census Block	3003
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 ROUGH CT, ROSCOMMON, MI 48653-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Mar 23, 2011 · Amount on Record
Deed Document Number	20209526
Deed Book / Page	1174 / 2436
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 15, 2020
Property Address	1209 ROUGH CT, ROSCOMMON, MI 48653-7604
Document Number	1174/2436
Book / Page	1174 / 2436
Instrument Date	Dec 10, 2020
Instrument	202000009526
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SOUTHWOOD DR, ROSCOMMON, MI 48653-7629

Mortgage

Document Number	01174/2437
Date	Dec 15, 2020
Book Page	1174/2437
Instrument	202000009527

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,600	$515,200
2025	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 89% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20