Roscommon County property record for 1092 Rough Ct, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,176 sqft · built 2005 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Dec 2012) |
| Tax Bill | $2,558 (2025) |
| Deeds & Mortgages | May 2023 Sale Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-165-032-0000 |
| Primary APN | 004-165-032-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,176 sqft Building Perimeter |
| 1st Floor Area | 2,176 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 547 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1092 ROUGH CT |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-7604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-1019 P-719 (L-986P-1789&L-659P-55) 243 SEC 2 LOT 32 COUNTRY CLUB ESTATES |
| Legal Subdivision | COUNTRY CLUB ESTATES |
| Legal Lot Number | 32 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970300 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1092 ROUGH CT, ROSCOMMON, MI 48653-7604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2023 | Warranty Deed, Transfer |
| Dec 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHLAND AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on Record |
| Deed Sale | Dec 28, 2012 · Amount on Record |
| Prior Sale | Jul 22, 2008 · Amount on Record |
| Deed Document Number | 20129493 |
| Deed Book / Page | 1122 / 2219 |
| Last Transfer Date | May 5, 2023 |
| Transfer Doc | 001184/606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | May 8, 2023 |
| Property Address | 1092 ROUGH CT, ROSCOMMON, MI 48653-7604 |
| Document Number | 001184/606 |
| Book / Page | 1184 / 606 |
| Instrument Date | May 5, 2023 |
| Instrument | 202300002903 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1092 ROUGH CT, ROSCOMMON, MI 48653-7604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 1092 ROUGH CT, ROSCOMMON, MI 48653-7604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1174/2189 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 1174/2189 |
| Instrument | 202000009267 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,300 (+11.15%) | $434,600 (+11.15%) | |
| 2025 | $2,558.00 Homeowner's exemption | $195,500 (+48.33%) | $391,000 (+48.33%) |
| 2023 | $131,800 | $263,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 89% of Michigan |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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