1210 McCray St, Monroe, NC 28112 Property Records

Union County property record for 1210 McCray St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details2 bd · 2.5 ba · 1,208 sqft · built 1952
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jun 2022)
Tax Bill$278 (2025)
Deeds & MortgagesJun 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-194-118

Property Details

APN / Parcel Number

Primary APN09-194-118

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,208 sqft Living Area
Gross Area1,568 sqft
1st Floor Area1,208 sqft
Basement Area360 sqft
Unfinished Basement360 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
PorchSlab
Porch Area160 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1210 MCCRAY ST
CityMONROE
StateNC
Zip28112-5032
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeOT MONROE
Legal Description8498-517
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1020
Census Tract20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8024 MILLBRIDGE PKWY, WAXHAW, NC 28173-4573
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleJul 3, 2008 · Amount on Record
Deed Document Number202220977
Deed Book / Page8498 / 517
Prior Transfer DateDec 20, 2007
Prior Transfer Doc4778802
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 10, 2022
Property Address1210 MCCRAY ST, MONROE, NC 28112-5032
Document Number0008498517
Book / Page8498 / 517
Instrument DateJun 2, 2022
Instrument20977
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address719 VICTORIAN LN, 719, MONROE, NC 28112-9450

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,900 (-) Land $20,800 Building $11,100$31,900 (-) Land $20,800 Building $11,100
2025$278.00 (-77.8%)$31,900 (-72.24%) Land $20,800 Building $11,100$31,900 (-72.24%) Land $20,800 Building $11,100
2023$1,252.00$114,900 (-) Land $16,700 Building $98,200$114,900 (-) Land $16,700 Building $98,200
2022$1,252.00$114,900 Land $16,700 Building $98,200$114,900 Land $16,700 Building $98,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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