Union County property record for 1205 McCray St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,721 sqft · built 1965 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | Company on Record |
| Last Sale | $220,500 (Oct 2019) |
| Tax Bill | $2,524 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Oct 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-194-124 |
| Primary APN | 09-194-124 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,721 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,163 sqft (0.394 acres) |
| Garage Type | Carport |
| Garage Area | 462 sqft |
| Carport | Carport |
| Carport Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1205 MCCRAY ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #2 & P/#3 SIKES PB3 PG158 |
| Legal Subdivision | OLIN SIKES |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20602 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 18, 2019 | Grant Deed, Mortgage · Line of Credit GOLDMAN-SACHS MTG |
| Oct 7, 2019 | Grant Deed, Transfer BCHH TITLE |
| Jul 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Prior Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 201930557 |
| Deed Book / Page | 7483 / 421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 18, 2019 |
| Property Address | 1205 MCCRAY ST, MONROE, NC 28112-5033 |
| Book / Page | 007543 / 000541 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 39590 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2020 |
| Title Company | BCHH INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070 |
| Investor | Possibly a Property Investor |
| Document Number | 7543541 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 007543/000541 |
| Instrument | 39590 |
| Name | GOLDMAN-SACHS MTG |
|---|---|
| Type | Mortgage Company |
| Address | 200 WEST ST, NEW YORK, NY 10282-2102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 17, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 7, 2019 |
| Property Address | 1205 MCCRAY ST, MONROE, NC 28112-5033 |
| Document Number | 7483421 |
| Book / Page | 007483 / 000421 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 30557 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | BCHH TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $441.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 2, 2018 |
| Property Address | 1205 MCCRAY ST, MONROE, NC 28112-5033 |
| Document Number | 7188589 |
| Book / Page | 007188 / 000589 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 18249 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,524.00 (+9.98%) | $288,800 (+37.2%) Land $54,100 Building $234,700 | $288,800 (+37.2%) Land $54,100 Building $234,700 |
| 2023 | $2,295.00 | $210,500 Land $13,500 Building $197,000 | $210,500 Land $13,500 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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