1208 McCray St, Monroe, NC 28112 Property Records

Union County property record for 1208 McCray St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Sep 2005)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-194-117`

Property Details

APN / Parcel Number

Primary APN	`09-194-117`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,020 sqft
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1208 MCCRAY ST
City	MONROE
State	NC
Zip	28112-5032
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#2 8276-419
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1020
Census Tract	20602

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1208 MCCRAY ST, MONROE, NC 28112-5032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2005 · Amount on Record
Deed Sale	Sep 28, 2005 · Amount on Record
Deed Document Number	200596333
Deed Book / Page	3929 / 643
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 12, 2021
Property Address	1208 MCCRAY ST, MONROE, NC 28112-5032
Document Number	8276419
Book / Page	8276 / 419
Instrument Date	Oct 12, 2021
Instrument	48680
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8415 LANDSFORD RD, 8415, MONROE, NC 28112-8242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 MCCRAY ST, MONROE, NC 28112-5032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00 (+13.61%)	$129,000 (+41.76%) Land $51,500 Building $77,500	$129,000 (+41.76%) Land $51,500 Building $77,500
2023	$992.00	$91,000 Land $11,700 Building $79,300	$91,000 Land $11,700 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20