121 Windsor Dr, Cropwell, AL 35054 Property Records

St. Clair County property record for 121 Windsor Dr, Cropwell, AL 35054 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,653 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Dec 2019)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-06-13-4-001-017.001`

Property Details

APN / Parcel Number

Primary APN	`28-06-13-4-001-017.001`
Alternative APNs	`00504012` `504012` `30757`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00504012
Street Address	121 WINDSOR DR
City	CROPWELL
State	AL
Zip	35054-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HARDINRICHARDSON BOUNDARY RESURVEY 2023-11 13-17-3
Legal Range	03E
Legal Township	17S
Legal Section	13
Legal Subdivision	BOUNDARY RESURVEY
Legal Lot Number	1
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2008
Census Tract	40212

Owner

Source: St. Clair County records · APN 28-06-13-4-001-017.001

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 WINDSOR DR, CROPWELL, AL 35054-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2023	Deed of Trust, Mortgage · Construction Mortgage SOUTH POINTE BANK
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage CB&S BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Deed Book / Page	2019 / 15442
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	119 WINDSOR DR, CROPWELL, AL 35054-3807
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042263
Date	Dec 04, 2023
Book Page	MTG2023/42263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	401 ROUTE 73 N STE 110, MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	119 WINDSOR DR, CROPWELL, AL 35054-3807
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 FOX RUN LN, PELL CITY, AL 35125-9343

Mortgage

Document Number	0000021464
Date	Jun 26, 2023
Book Page	MTG 2023/21464

Lender

Name	SOUTH POINTE BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 01, 2026
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 27, 2019
Property Address	119 WINDSOR DR, CROPWELL, AL 35054-3807
Document Number	0000015442
Book / Page	DEED 2019 / 15442
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Oct 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 UNIVERSITY PARK DR APT 115, 400, BIRMINGHAM, AL 35209-6773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 WINDSOR DR, CROPWELL, AL 35054-3807

Mortgage

Document Number	MTG201952101
Date	Dec 27, 2019
Instrument	MTG 2019/52101

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (+16.21%)	$32,460 (-5%)	$324,620 (-) Land $98,000 Building $226,620
2023		$64,924 Land $19,600 Building $45,324	$324,620 Land $98,000 Building $226,620
2022	$944.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011150402122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 52 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	About 1 in 935 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Coosa Valley Technologies	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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