St. Clair County property record for 115 Windsor Dr, Cropwell, AL 35054
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,513 sqft · built 1976 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2018) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Mortgage + 8 more |
| Flood Zone | Zone AE (high risk) |
| APN | 28-06-13-4-001-015.000 |
| Primary APN | 28-06-13-4-001-015.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,513 sqft Heated Area |
| 1st Floor Area | 2,513 sqft |
| Upper Floors Area | 958 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Boat House | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 WINDSOR DR |
|---|---|
| City | CROPWELL |
| State | AL |
| Zip | 35054-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR SE SE SE 351.9' NE 435' S 385.1' TO POB E 625.8 ' SLY ALG LML 125' W 600.8' N 115' TO POB 13-17-3 |
| Legal Range | 03E |
| Legal Township | 17S |
| Legal Section | 13 |
| Legal Subdivision | GREEN ACRES DRIVE |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40212 |
Source: St. Clair County records · APN 28-06-13-4-001-015.000
Assessment roll updated April 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · VA Mortgage WOODWARD HOME LENDING LLC |
| Apr 07, 2026 | Deed of Trust, Mortgage · VA Mortgage WOODLAND HOME LENDING |
| May 19, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 02, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 04, 2023 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| May 20, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 28, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on Record |
| Deed Sale | Mar 28, 2018 · Amount on Record |
| Deed Book / Page | 2018 / 3118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Document Number | 0000012840 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | MTG2026/12840 |
| Name | WOODWARD HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 30100 TELEGRAPH RD STE 460, BINGHAM FARMS, MI 48025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Apr 07, 2026 |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Document Number | 2026014569 |
| Book / Page | 2026 / 14569 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Document Number | 2026014569, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 2026/14569 |
| Name | WOODLAND HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000028299 |
|---|---|
| Date | May 19, 2022 |
| Book Page | DEED 2022/28299 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | SOURCE OF TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007425 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | MTG 2021/7425 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010298 |
|---|---|
| Date | Apr 04, 2023 |
| Book Page | MTG 2023/10298 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAS TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000017200 |
|---|---|
| Date | May 20, 2019 |
| Book Page | MTG 2019/17200 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAS TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000026813 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | MTG 2019/26813 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000007583 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | MTG 2020/7583 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Mar 28, 2018 |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Document Number | 0000003113 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 3113 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 WINDSOR DR CROPWELL AL 350543807, CROPWELL, AL 35054-3807 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Mar 28, 2018 |
| Property Address | 115 WINDSOR DR, CROPWELL, AL 35054-3807 |
| Document Number | 0000003118 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 3118 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 WINDSOR DR CROPWELL AL 350543807, CROPWELL, AL 35054-3807 |
| Document Number | 9472 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 9472 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2048 |
Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Pell City |
| Unified School District | Pell City City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $38,580 (-5%) | $385,830 (-) |
| 2023 | $77,166 Land $11,760 Building $65,406 | $385,830 Land $58,800 Building $327,030 |
Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 52 in force |
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PELL CITY serves 17,586 people |
|---|---|
| Water Source | Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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