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109 Windsor Dr, Cropwell, AL 35054 Property Records

St. Clair County property record for 109 Windsor Dr, Cropwell, AL 35054 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,231 sqft · built 2006
Lot Size3.19 acres (139,065 sqft)
OwnerIndividual Name on File
Last Sale$522,500 (Nov 2023)
Tax Bill$3,647 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN28-06-13-4-001-013.000

Property Details

APN / Parcel Number

Primary APN28-06-13-4-001-013.000
Alternative APNs
  • 501602
  • 30752

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,231 sqft Heated Area
1st Floor Area2,231 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area139,065 sqft (3.19 acres)
Deck Area360 sqft
Patio Area360 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address109 WINDSOR DR
CityCROPWELL
StateAL
Zip35054-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR SE/4 SE/4 TH N 978.13' E 435' TO POB S 200' E 630.87' NW 55.8' NE 147.42' W 624.94' TO POB 13-17-3
Legal Range03E
Legal Township17S
Legal Section13
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group2
Census Block2008
Census Tract40212

Owner

Source: St. Clair County records · APN 28-06-13-4-001-013.000

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 WINDSOR DR, CROPWELL, AL 35054-3807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 20, 2020Deed of Trust, Mortgage · FHA Mortgage
SUCCESS MTG PTRS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleMay 05, 2015 · Amount on Record
Deed Book / Page2023 / 13554
Prior Transfer DateDec 05, 2008
Prior Transfer Doc0000014058
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address109 WINDSOR DR, CROPWELL, AL 35054-3807
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048596
DateSep 30, 2022
Book PageMTG 2022/48596
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address109 WINDSOR DR, CROPWELL, AL 35054-3807
Document Number0000056274
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 WINDSOR DR CROPWELL AL 350543807, CROPWELL, AL 35054-3807

Mortgage

Document Number0000056274
DateOct 27, 2020
Instrument56274
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityPell City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,647.00 (+223.89%)$87,100 (+32.36%)$435,470 (+32.35%)
2023$65,804 Land $9,800 Building $56,004$329,020 Land $49,000 Building $280,020
2022$1,126.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011150402122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies52 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 935 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
Coosa Valley TechnologiesFiber1,000 / 1,000
Cable OneCable1,000 / 50
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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