Bastrop County property record for 114 Saranac Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2,196 sqft · built 2018 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2021) |
| Tax Bill | $6,747 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8706003 |
| Primary APN | R8706003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 2,824 sqft |
| 1st Floor Area | 1,143 sqft |
| 2nd Floor Area | 1,053 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 SARANAC DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK D, LOT 17, ACRES 0.182 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION FOUR |
| Legal Block | D |
| Legal Lot Number | 17 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 950202 |
114 Saranac Dr is owned and occupied by an individual who bought it in July 2021.
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 SARANAC DR, ELGIN, TX 78621-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALOAND |
| Nov 26, 2018 | Vendor's Lien, Transfer CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jul 14, 2021 |
| Property Address | 114 SARANAC DR, ELGIN, TX 78621-2061 |
| Document Number | 202114618 |
| Instrument Date | Jul 3, 2021 |
| Instrument | 202114618 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10809 HERMOSA DR, 10809, DALLAS, TX 75218-2620 |
| Name | Verified Name |
|---|---|
| Address | 10809 HENMOSA DR, DALLAS, TX 75218-2620 |
| Document Number | 202114619 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 202114619 |
| Name | ALOAND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Nov 26, 2018 |
| Property Address | 114 SARANAC DR, ELGIN, TX 78621-2061 |
| Document Number | 201816670 |
| Map Reference | CAB6 SL84A |
| Instrument Date | Nov 21, 2018 |
| Instrument | 201816670 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 114 SARANAC DR, ELGIN, TX 78621-2061 |
| Document Number | 201816671 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 201816671 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Number | 201816672 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 201816672 |
| Name | THE BANK OF NEW YORK MELLON TRUST CO NA |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 114 Saranac Dr was $6,747 with exemptions applied.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,747.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $354,144 Land $73,095 Building $281,049 | $354,144 Land $73,095 Building $281,049 |
| 2023 | $6,360.00 (-13.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $419,627 Land $73,095 Building $346,532 | $419,627 Land $73,095 Building $346,532 |
| 2022 | $7,325.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Saranac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Saranac Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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