121 Saluda Dr, Demorest, GA 30535 Property Records

Habersham County property record for 121 Saluda Dr, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2009
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$218,153 (Sep 2022)
Tax Bill	$2,502 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078 007T`

Property Details

APN / Parcel Number

Primary APN	`078 007T`
Alternative APNs	`683299` `392999`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	1,992 sqft
1st Floor Area	768 sqft
Upper Floors Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	392999
Street Address	121 SALUDA DR
City	DEMOREST
State	GA
Zip	30535-5568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-46 LT 35 PB 59-79 1407-592
Legal Subdivision	HANCOCK MDWS PH 01
Legal Lot Number	35
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2028
Census Tract	502

Owner

121 Saluda Dr is owned and occupied by an individual who acquired it in August 2025.

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	121 SALUDA DR, DEMOREST, GA 30535-5568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL
Sep 2, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Sep 18, 2013 · Amount on File
Deed Document Number	20222332
Deed Book / Page	1317 / 930
Last Transfer Date	Aug 20, 2025
Transfer Doc	001407/592
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	121 SALUDA DR, DEMOREST, GA 30535-5568
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SALUDA DR, DEMOREST, GA 30535-5568

Mortgage

Document Number	0000001266/0000000187
Date	Jun 7, 2021
Book Page	0000001266/0000000187

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 2, 2022
Property Address	121 SALUDA DR, DEMOREST, GA 30535-5568
Document Number	001317/930
Book / Page	1317 / 930
Instrument Date	Sep 2, 2022
Instrument	2022-002332
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 STERLING MEADOWS CT, DEMOREST, GA 30535-5196

Mortgage

Document Number	0000001317/0000000933
Date	Sep 2, 2022
Book Page	0000001317/0000000933

Lender

Name	SOUTHSTATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 121 Saluda Dr was $2,502 with a homeowner's exemption, down 9.3% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Demorest City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,502.00 (-9.35%) Homeowner's exemption	$87,218 (-8.34%) Land $10,000 Building $77,218	$218,044 (-8.34%) Land $25,000 Building $193,044
2025	$2,760.00 Homeowner's exemption	$95,158 Land $10,000 Building $85,158	$237,894 Land $25,000 Building $212,894
2023	$2,125.00 (+25.22%)	$81,900 (+25.26%) Land $10,000 Building $71,900	$204,750 (+25.26%) Land $25,000 Building $179,750
2022	$1,697.00	$65,384 Land $5,000 Building $60,384	$163,460 Land $12,500 Building $150,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Saluda Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Saluda Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, TrailWave.

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