121 S Mountain Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 121 S Mountain Ave, Upland, CA 91786

Property Summary

Property Type	Bank, Financial Building
Details	10,700 sqft · built 1975
Lot Size	1.13 acres (49,658 sqft)
Owner	Company Name on Record
Last Sale	$1,265,000 (Aug 2014)
Tax Bill	$21,671 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1007-581-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-581-01-0000`

Interior

Stories	2 Stories
Building Area	10,700 sqft Gross Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	49,658 sqft
View / Lot	Average

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 S MOUNTAIN AVE
City	UPLAND
State	CA
Zip	91786-6257
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	PARCEL MAP 647 PARCEL 2
Legal Subdivision	PARCEL MAP NO. 647
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257
Owner Type	Company
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage AMERICAN BUSINESS BANK
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN BUSINESS BANK
Sep 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage CIT BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	2014305081
Prior Transfer Date	Jan 3, 2001
Prior Transfer Doc	0000072959
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257

Mortgage

Document Number	0000370229
Date	Nov 9, 2022
Instrument	2022-0370229

Lender

Name	AMERICAN BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257

Mortgage

Document Number	0000370233
Date	Nov 9, 2022
Instrument	2022-0370233

Lender

Name	AMERICAN BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356949
Date	Sep 28, 2018
Instrument	2018-0356949

Lender

Name	CIT BANK NA
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,028,845 (+2%) Land $907,157 Building $1,121,688
2025	$21,671.00 (+4.83%)	$1,989,064 (+4.04%) Land $889,370 Building $1,099,694
2023	$20,673.00 (+2.18%)	$1,911,825 Land $854,834 Building $1,056,991
2022	$20,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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