125 Riverside Dr, Montgomery, IL 60538 Property Records

Kane County property record for 125 Riverside Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1954
Lot Size	0.147 acres (6,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Sep 2026)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-33-105-023`

Property Details

APN / Parcel Number

Primary APN	`15-33-105-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	125 RIVERSIDE DR
City	MONTGOMERY
State	IL
Zip	60538-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK SUBDN : LOT 28 LOT DIMENSIONS: 58 X 110 APPROX LOT SQ FT 6380 SUBDIVISION: RIVERSIDE SUBDN RANGE CODE: 001
Legal Subdivision	RIVERSIDE SUBDN
Legal Block	2
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2010
Census Tract	854002

Owner

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	330 UNION AVE, BATAVIA, IL 60510-2555
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Oct 8, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	202641463
Prior Transfer Date	Aug 2, 2004
Prior Transfer Doc	0000159729
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 24, 2026
Property Address	125 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000041463
Instrument Date	Sep 9, 2026
Instrument	202641463
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,692.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041464,
Date	Sep 24, 2026
Instrument	202641464

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000041465,
Date	Sep 24, 2026
Instrument	202641465

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 8, 2021
Property Address	125 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000076343
Instrument Date	Aug 30, 2021
Instrument	2021K076343
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	LA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RANCE RD # B, B, OSWEGO, IL 60543-9651
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 7, 2021
Property Address	125 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000076255
Instrument Date	Aug 13, 2021
Instrument	2021K076255
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	125 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000067196
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 RIVERSIDE DR MONTGOMERY IL 605381216, MONTGOMERY, IL 60538-1216

Mortgage

Document Number	0000067196
Date	Dec 27, 2017
Instrument	67196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00 (+4.09%)	$74,449 (+12.8%) Land $12,328 Building $62,121	$223,436 (+12.8%) Land $36,999 Building $186,438
2024	$4,746.00 (+9.58%)	$66,000 (+22.66%) Land $11,270 Building $54,730	$198,079 (+22.71%) Land $33,824 Building $164,256
2022	$4,331.00 (+18.43%)	$53,806 (+7.41%) Land $9,188 Building $44,618	$161,418 (+7.41%) Land $27,564 Building $133,854
2021	$3,657.00 Homeowner's exemption	$50,094 Land $8,554 Building $41,540	$150,282 Land $25,662 Building $124,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1979–2013)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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