121 River Breeze Pl, Arnold, MD 21012 Property Records

Anne Arundel County property record for 121 River Breeze Pl, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,503 sqft · built 1992
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,506,000 (May 2022)
Tax Bill	$12,113 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-734-90061351`

Property Details

APN / Parcel Number

Primary APN	`03-734-90061351`
Alternative APNs	`3-734-90061351` `73490061351`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,503 sqft Living Area
Gross Area	6,392 sqft
1st Floor Area	2,000 sqft
Basement Area	1,557 sqft
Finished Basement	1,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	53,143 sqft
Garage Type	Attached
Garage Area	889 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	128 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	73490061351
Street Address	121 RIVER BREEZE PL
City	ARNOLD
State	MD
Zip	21012-0901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1W SC W SEVERN VIEW
Legal Subdivision	SEVERN VIEW
Legal Block	1
Legal Lot Number	1W
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	730800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 21, 2022	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 13, 2022	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 1, 2021	Deed, Transfer NOT AVAILABLE, EAGLE TITLE LLC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Book / Page	38728 / 388
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901

Mortgage

Document Number	0419690277
Date	Jan 7, 2026
Book Page	41969/277

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901

Mortgage

Document Number	0388510471
Date	Jun 21, 2022
Book Page	38851/471

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901

Mortgage

Document Number	0394140386
Date	Jan 24, 2023
Book Page	39414/386

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 13, 2022
Property Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Document Number	0387280388
Book / Page	38728 / 388
Map Reference	MB 113 FO 21
Instrument Date	May 10, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901

Mortgage

Document Number	0038728397
Date	May 13, 2022
Instrument	38728/397

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 1, 2021
Property Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Document Number	0378300474
Book / Page	37830 / 474
Map Reference	MB 113 FO 21
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$18,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	121 RIVER BREEZE PL, ARNOLD, MD 21012-0901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347450251
Date	Jun 16, 2020
Book Page	34745/251

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2027
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,378,533 (+14.23%)	$1,550,300 (-) Land $487,200 Building $1,063,100
2025	$12,113.00 (+2.35%) Homeowner's exemption	$1,206,767 (+18.28%)	$1,550,300 (+49.79%) Land $487,200 Building $1,063,100
2024	$11,835.00 (+6.24%)
2023	$11,140.00	$1,020,233	$1,035,000 Land $387,200 Building $647,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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