114 River Breeze Pl, Arnold, MD 21012 Property Records

Anne Arundel County property record for 114 River Breeze Pl, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,994 sqft · built 1992
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Oct 2020)
Tax Bill	$11,831 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-734-90061343`

Property Details

APN / Parcel Number

Primary APN	`03-734-90061343`
Alternative APNs	`3-734-90061343` `73490061343`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,994 sqft Living Area
Gross Area	6,574 sqft
1st Floor Area	2,951 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,886 sqft
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	348 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	73490061343
Street Address	114 RIVER BREEZE PL
City	ARNOLD
State	MD
Zip	21012-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 10WR SC W SEVERN VIEW
Legal Subdivision	SEVERN VIEW
Legal Block	1
Legal Lot Number	10WR
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	730800

Owner

114 River Breeze Pl is owned and occupied by two individuals who bought it in October 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 2, 2020	Special Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Aug 12, 1999 · Amount on File
Deed Book / Page	35327 / 447
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIVER BREEZE PL, ARNOLD, MD 21012-1897

Mortgage

Document Number	0399320126
Date	Sep 14, 2023
Book Page	39932/126

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 2, 2020
Property Address	114 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Document Number	0353270447
Book / Page	35327 / 447
Map Reference	MB 142 PG 24
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 HATTERAS CT, 2, GREENSBORO, NC 27455-0813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 RIVER BREEZE PL, ARNOLD, MD 21012-1897

Mortgage

Document Number	35327454
Date	Oct 2, 2020
Instrument	35327/454

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 114 River Breeze Pl was $11,831 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,253,267 (+10.76%)	$1,375,000 (-) Land $487,600 Building $887,400
2025	$11,831.00 Homeowner's exemption	$1,131,533	$1,375,000 Land $487,600 Building $887,400
2023	$11,027.00 Homeowner's exemption	$1,009,800 Land $387,600 Building $622,200	$1,009,800 Land $387,600 Building $622,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 River Breeze Pl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 River Breeze Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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