112 River Breeze Pl, Arnold, MD 21012 Property Records

Anne Arundel County property record for 112 River Breeze Pl, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,621 sqft · built 1999
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,139,000 (Jun 2005)
Tax Bill	$11,838 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-734-32420804`

Property Details

APN / Parcel Number

Primary APN	`03-734-32420804`
Alternative APNs	`3-734-32420804` `73432420804`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,621 sqft Living Area
Gross Area	5,281 sqft
1st Floor Area	2,468 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	1,462 sqft
Patio Area	96 sqft
Gazebo	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	73432420804
Street Address	112 RIVER BREEZE PL
City	ARNOLD
State	MD
Zip	21012-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 17 18 SEVERN VIEW
Legal Subdivision	SEVERN VIEW
Legal Block	1
Legal Lot Number	17
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	730800

Owner

Source: Anne Arundel County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FIDELITY FIRST HOME MORTGAGE CO
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2005 · Amount on Record
Deed Sale	Jun 10, 2005 · Amount on Record
Prior Sale	Apr 29, 1998 · Amount on Record
Deed Document Number	20057980
Deed Book / Page	16412 / 376
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 15, 2026
Property Address	112 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Document Number	4244000467
Book / Page	42444 / 467
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RIVER BREEZE PL, ARNOLD, MD 21012-1897

Mortgage

Document Number	4244000467,
Date	Jun 15, 2026
Book Page	42444/467

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	112 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	ASPEN R/E SETTLEMENTS INC, ASPEN RE SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364320379
Date	Mar 29, 2021
Book Page	36432/379

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	112 RIVER BREEZE PL, ARNOLD, MD 21012-1897
Document Number	0345650112
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIVER BREEZE PL ARNOLD MD 210121897, ARNOLD, MD 21012-1897

Mortgage

Document Number	0345650112
Date	May 17, 2020
Book Page	034565/000112

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,838.00 (+8.9%) Homeowner's exemption	$1,132,100 (+13.72%)	$1,375,500 (+36.13%) Land $488,000 Building $887,500
2023	$10,871.00 Homeowner's exemption	$995,533	$1,010,400 Land $388,000 Building $622,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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