Delta County property record for 121 Palmer St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,168 sqft · built 1900 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Sep 2020) |
| Tax Bill | $1,015 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014235 |
| Primary APN | R014235 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,168 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,492 sqft (0.172 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014235 |
|---|---|
| Street Address | 121 PALMER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 121 PALMER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 24 LOT: 5 AND:- LOT: 6 TOTAL AC 0.172+- SEC 13 T15S R96W 6PM BLK 24LT 5& 6 ORIG DELTA BK 413 PG 394 BK 529 PG 64 BK 537 PGS 65 & 66 & 461 BK 774 PG 946 R-623392 R-626672 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 24 |
| Legal Lot Number | 5 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 17, 2021 | Intrafamily Transfer, Transfer |
| Apr 6, 2021 | Intrafamily Transfer, Transfer |
| Sep 16, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jun 26, 2018 | Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 2020721951 |
| Last Transfer Date | Nov 8, 2024 |
| Transfer Doc | 0000757107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 17, 2021 |
| Property Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Number | 0000735273 |
| Map Reference | MB 413 POG 394 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 735273 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 6, 2021 |
| Property Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Number | 0000727884 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 727884 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 16, 2020 |
| Property Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Number | 0000721951 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 721951 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Number | 0000721952 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 721952 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 26, 2018 |
| Property Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Number | 0000704316 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 704316 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 121 PALMER ST, DELTA, CO 81416-1731 |
| Document Number | 0000704318 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 704318 |
| Name | COLORADO HOUSING & FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Number | 704317 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 704317 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,015.00 (+26.24%) | $14,929 (+22.84%) Land $3,125 Building $11,804 | $238,856 (+31.68%) Land $50,000 Building $188,856 |
| 2024 | $804.00 (+4.01%) | $12,153 (-) Land $1,928 Building $10,225 | $181,389 (-) Land $28,775 Building $152,614 |
| 2023 | $773.00 (-2.03%) | $12,153 (-0.6%) Land $1,928 Building $10,225 | $181,389 (+3.11%) Land $28,775 Building $152,614 |
| 2022 | $789.00 | $12,226 Land $1,117 Building $11,109 | $175,917 Land $16,071 Building $159,846 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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