101 Palmer St, Delta, CO 81416 Property Records

Delta County property record for 101 Palmer St, Delta, CO 81416 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,222 sqft · built 1897
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2022)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R014224`

Property Details

APN / Parcel Number

Primary APN	`R014224`
Alternative APN	`345713409001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	2,222 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R014224
Street Address	101 PALMER ST
City	DELTA
State	CO
Zip	81416-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101 PALMER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 24 LOT: 1 AND:- LOT: 2 TOTAL AC 0.17+- SEC 13 T15S R96W 6PM BLK 24LT 1& 2 ORIG DELTA BK 300 PG 366 BK 347 PG 8 BK 462 PG 549 BK 442 PG 1737 BK 443 PG 846 BK 537 PG 479 &
Legal Subdivision	ORIGINAL DELTA
Legal Block	24
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1002
Census Tract	965100

Owner

Source: Delta County records · APN R014224

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 PALMER ST, DELTA, CO 81416-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jan 30, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	2022743888
Prior Transfer Date	Jan 15, 2018
Prior Transfer Doc	0000701123
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Dec 19, 2022
Property Address	101 PALMER ST, DELTA, CO 81416-1731
Document Number	0000743888
Instrument Date	Dec 16, 2022
Instrument	743888
Transaction Type	Transfer
Record Updated	Jan 04, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 PALMER ST, DELTA, CO 81416-1731

Mortgage

Document Number	0000743889
Date	Dec 19, 2022
Instrument	743889

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Mortgage

Document Number	0000743890
Date	Dec 19, 2022
Instrument	743890

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Jan 30, 2018
Property Address	101 PALMER ST, DELTA, CO 81416-1731
Document Number	0000701123
Instrument Date	Jan 15, 2018
Instrument	701123
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PALMER ST, DELTA, CO 81416-1731

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,348.00 (+61.44%)	$19,816 (+57.05%) Land $3,125 Building $16,691	$317,063 (+68.36%) Land $50,000 Building $267,063
2024	$835.00 (+3.99%)	$12,618 (-) Land $1,945 Building $10,673
2023	$803.00 (+99.26%)	$12,618 (+0.94%) Land $1,945 Building $10,673	$188,328 (+4.7%) Land $29,024 Building $159,304
2022	$403.00	$12,501 Land $1,117 Building $11,384	$179,866 Land $16,071 Building $163,795

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299651001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Montrose Electric Association	Fiber	6,000 / 6,000
Clearnetworx	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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