147 Palmer St, Delta, CO 81416 Property Records

Delta County property record for 147 Palmer St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,656 sqft · built 1897
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2019)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014233`

Property Details

APN / Parcel Number

Primary APN	`R014233`
Alternative APN	`345713409010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Building Area	1,656 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R014233
Street Address	147 PALMER ST
City	DELTA
State	CO
Zip	81416-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	147 PALMER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 24 LOT: 10-12 TOTAL AC 0.15+- E88 OF LOTS 10, 11 & 12 BLK 24 ORIG/DELTA BK 185 PG 181 BK 294 PG 365 BK 301 PG 172 BK 458 PG 1718 BK 464 PG 332 BK 529 PG 497 BK 544 PG 38
Legal Subdivision	ORIGINAL DELTA
Legal Block	24
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1002
Census Tract	965100

Owner

Source: Delta County assessment roll, APN R014233, as of May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	147 PALMER ST, DELTA, CO 81416-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Sep 01, 2001 · Amount on Record
Deed Document Number	2019711607
Prior Transfer Date	May 04, 2009
Prior Transfer Doc	0000634297
Record Updated	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 17, 2019
Property Address	147 PALMER ST, DELTA, CO 81416-1731
Document Number	0000711607
Instrument Date	Jun 14, 2019
Instrument	711607
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 PALMER ST, DELTA, CO 81416-1731

Mortgage

Document Number	0000711608
Date	Jun 17, 2019
Instrument	711608

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Delta County assessment roll as of May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (+33.44%)	$18,712 (+29.76%) Land $3,125 Building $15,587	$299,398 (+39.11%) Land $50,000 Building $249,398
2024	$954.00 (+3.92%)	$14,420 (-) Land $2,001 Building $12,419
2023	$918.00 (-6.9%)	$14,420 (-5.63%) Land $2,001 Building $12,419	$215,221 (-2.11%) Land $29,867 Building $185,354
2022	$986.00	$15,280 Land $1,117 Building $14,163	$219,849 Land $16,071 Building $203,778

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299651001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 473 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Delta Montrose Electric Association Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0115205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DELTA serves 8,700 people
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.