121 Overlook Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 121 Overlook Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,237 sqft · built 1954
Lot Size	0.187 acres (8,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Apr 2009)
Tax Bill	$12,274 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00026-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00015`
Alternative APN	`040002600015`

Interior

Stories	2 Stories
Building Area	2,237 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	040002600015
Street Address	121 OVERLOOK RD
City	CEDAR GROVE
State	NJ
Zip	07009-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	50X163
Legal Subdivision	JOSEPH R HUGES
Legal Block	26
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	3
Census Block	3007
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 OVERLOOK RD, CEDAR GROVE, NJ 07009-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAITONWIDE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2009 · Amount on Record
Deed Sale	Apr 8, 2009 · Amount on Record
Prior Sale	Jan 28, 1993 · Amount on Record
Deed Document Number	20099026186
Deed Book / Page	12187 / 7369
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	121 OVERLOOK RD, CEDAR GROVE, NJ 07009-2215
Document Number	0000085884
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 OVERLOOK RD CEDAR GROVE NJ 070092215, CEDAR GROVE, NJ 07009-2215

Mortgage

Document Number	0000085884
Date	Sep 3, 2020
Instrument	85884

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	121 OVERLOOK RD, CEDAR GROVE, NJ 07009-2215
Document Number	0000064489
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 OVERLOOK RD CEDAR GROVE NJ 070092215, CEDAR GROVE, NJ 07009-2215

Mortgage

Document Number	0000064489
Date	Jul 15, 2019
Instrument	64489

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	121 OVERLOOK RD, CEDAR GROVE, NJ 07009-2215
Document Number	0000090060
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 OVERLOOK RD CEDAR GROVE NJ 070092215, CEDAR GROVE, NJ 07009-2215

Mortgage

Document Number	0000090060
Date	Oct 17, 2018
Instrument	90060

Lender

Name	NAITONWIDE MTG LLC
Address	DALLAS, TX 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,600 (+70.67%) Land $380,600 Building $399,000	$779,600 (+70.67%) Land $380,600 Building $399,000
2025	$12,274.00 (+2.8%)	$456,800 (-) Land $239,300 Building $217,500	$456,800 (-) Land $239,300 Building $217,500
2024	$11,940.00 (+1.95%)
2023		$456,800 Land $239,300 Building $217,500	$456,800 Land $239,300 Building $217,500
2022	$11,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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