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121 N Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 121 N Gadwall Ln, Downs, IL 61736 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,305 sqft · built 1998
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$226,000 (Sep 2017)
Tax Bill$7,884 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-04-104-007

Property Details

APN / Parcel Number

Primary APN29-04-104-007

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,305 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Deck Area435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address121 N GADWALL LN
CityDOWNS
StateIL
Zip61736-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11MALLARD POINT
Legal Range03E
Legal Township22N
Legal Section04
Legal SubdivisionMALLARD POINT
Legal Lot Number11
JurisdictionMCLEAN IL
Township / Civil DivisionDOWNS
Census Block Group3
Census Block3043
Census Tract5401

Owner

Source: McLean County records · APN 29-04-104-007

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 N GADWALL LN, DOWNS, IL 61736-9347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 05, 2017Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2017 · Amount on Record
Deed SaleSep 05, 2017 · Amount on Record
Deed Document Number201716204
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address121 N GADWALL LN, DOWNS, IL 61736-9347
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyFTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100002413
DateFeb 02, 2021
Instrument2021-00002413
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 05, 2017
Property Address121 N GADWALL LN, DOWNS, IL 61736-9347
Document Number201700016204
Map ReferenceDOC96-18714
Instrument DateAug 28, 2017
Instrument2017-00016204
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$339.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address121 N GADWALL LN, DOWNS, IL 61736-9347

Mortgage

Document Number201700016205
DateSep 05, 2017
Instrument2017-00016205
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionDowns Township
MunicipalityDowns Village
Unified School DistrictTri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$101,691 (+20.26%) Land $16,993 Building $84,698$305,073 (+20.26%) Land $50,979 Building $254,094
2024$7,884.00 (+13.8%)
2023$6,928.00$84,558 Land $14,130 Building $70,428$253,674 Land $42,390 Building $211,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Pavlov MediaFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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