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120 N Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 120 N Gadwall Ln, Downs, IL 61736 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,804 sqft · built 1999
Lot Size0.41 acres (17,859 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (May 2024)
Tax Bill$7,120 (2024)
Deeds & MortgagesSep 2025 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-04-103-001

Property Details

APN / Parcel Number

Primary APN29-04-103-001

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Living Area
1st Floor Area1,804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area17,859 sqft (0.41 acres)
Garage TypeAttached
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address120 N GADWALL LN
CityDOWNS
StateIL
Zip61736-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 MALLARD POINT SUB PT W 1/2 NW 4-22-3E
Legal Range03E
Legal Township22N
Legal Section04
Legal SubdivisionMALLARD POINT SUB
Legal Lot Number37
JurisdictionMCLEAN IL
Township / Civil DivisionDOWNS
Census Block Group3
Census Block3044
Census Tract5401

Owner

Source: McLean County records · APN 29-04-103-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 N GADWALL LN, DOWNS, IL 61736-9343
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Apr 21, 2022Deed of Trust, Mortgage · Line of Credit
MID-ILLINI CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Deed Document Number20246689
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address120 N GADWALL LN, DOWNS, IL 61736-9343
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N GADWALL LN, DOWNS, IL 61736-9343

Mortgage

Document Number202500012828
DateSep 16, 2025
Instrument2025-00012828
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeFixed Rate
Rate6.99%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address120 N GADWALL LN, DOWNS, IL 61736-9343
Transaction TypeMortgage
Record UpdatedApr 28, 2022
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200007478
DateApr 21, 2022
Instrument2022-00007478
Lender
NameMID-ILLINI CU
TypeCredit Union
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionDowns Township
MunicipalityDowns Village
Unified School DistrictTri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$92,464 (+20.26%) Land $16,993 Building $75,471$277,392 (+20.26%) Land $50,979 Building $226,413
2024$7,120.00 (+13.9%)
2023$6,251.00$76,885 Land $14,130 Building $62,755$230,655 Land $42,390 Building $188,265

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Pavlov MediaFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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