McLean County property record for 116 N Gadwall Ln, Downs, IL 61736 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 1998 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2021) |
| Tax Bill | $7,541 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-103-003 |
| Primary APN | 29-04-103-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft 1st Floor |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Deck Area | 16 sqft Deck |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 N GADWALL LN |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 MALLARD POINT SUB PT W 1/2 NW 4-22-3E |
| Legal Subdivision | MALLARD POINT SUB |
| Legal Lot Number | 39 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 5401 |
Source: McLean County records · APN 29-04-103-003
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 12, 2021 | Warranty Deed, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit CEFCU |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Aug 30, 2017 | Deed, Transfer · Conventional Mortgage CEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 202111130 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 12, 2021 |
| Property Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Document Number | 202100011130 |
| Map Reference | DOC 96-18714 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-00011130 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Document Number | 202100011131 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-00011131 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800004562 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018-00004562 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100000598 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021-00000598 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 30, 2017 |
| Property Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Document Number | 201700015940 |
| Map Reference | DOC96-18714 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 2017-00015940 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9901 WOLF HILL RD, 9901, BLOOMINGTON, IL 61705-8019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 N GADWALL LN, DOWNS, IL 61736-9343 |
| Document Number | 201700015941 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017-00015941 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,548 (+20.26%) Land $16,993 Building $80,555 | $292,644 (+20.26%) Land $50,979 Building $241,665 | |
| 2024 | $7,541.00 (+13.84%) | ||
| 2023 | $6,624.00 | $81,113 Land $14,130 Building $66,983 | $243,339 Land $42,390 Building $200,949 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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