Black Hawk County property record for 121 Forest Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1950 |
| Lot Size | 0.118 acres (5,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jun 2025) |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-105-006 |
| Primary APN | 8913-35-105-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,160 sqft (0.118 acres) |
| Lot Dimensions | 129 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 121 FOREST AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN HALL ADDITION LOT 7 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BROWN HALL ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Oct 4, 2013 | Legal Action/Court Order, Foreclosure · Stand-Alone Second Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Dec 9, 2020 · Amount on Record |
| Deed Document Number | 20257677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 4, 2025 |
| Property Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Document Number | 0202507677 |
| Instrument Date | May 15, 2025 |
| Instrument | 2025-07677 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Document Number | 0202507678 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 2025-07678 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 9, 2020 |
| Property Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Document Number | 202100012339 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 202100012339 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Document Number | 202100012340 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 202100012340 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 5, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Number | 202100012341 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 202100012341 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 5, 2030 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 4, 2013 |
| Property Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Document Number | 2014007548 |
| Instrument Date | Sep 9, 2013 |
| Instrument | 2014007548 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 FOREST AVE, WATERLOO, IA 50702-3624 |
| Document Number | 2014007550 |
|---|---|
| Date | Oct 4, 2013 |
| Instrument | 2014007550 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 5, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 2014007549 |
|---|---|
| Date | Oct 4, 2013 |
| Instrument | 2014007549 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | IOWA CITY, IA 52244 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 5, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,006.00 | $100,400 (+8.62%) Land $12,740 Building $87,660 | $100,400 (+8.62%) Land $12,740 Building $87,660 |
| 2024 | $2,006.00 (+22.77%) | ||
| 2023 | $92,430 (+24.18%) Land $12,740 Building $79,690 | $92,430 (+24.18%) Land $12,740 Building $79,690 | |
| 2022 | $1,634.00 | $74,430 Land $12,740 Building $61,690 | |
| 2021 | $74,430 Land $12,740 Building $61,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.
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