115 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 115 Forest Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,380 sqft · built 1945
Lot Size0.118 acres (5,160 sqft)
OwnerIndividual Name on File
Tax Bill$2,792 (2025)
Deeds & MortgagesOct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN8913-35-105-008

Property Details

APN / Parcel Number

Primary APN8913-35-105-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area812 sqft
Basement Area812 sqft
Unfinished Basement812 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,160 sqft (0.118 acres)
Lot Dimensions129 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address115 FOREST AVE
CityWATERLOO
StateIA
Zip50702-3624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROWN HALL ADDITION LOT 9 BLK 7
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBROWN HALL ADDITION
Legal Block7
Legal Lot Number9
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1008
Census Tract1100

Owner

115 Forest Ave is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address115 FOREST AVE, WATERLOO, IA 50702-3624
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBLACK HAWK IA
Recording DateOct 19, 2023
Property Address115 FOREST AVE, WATERLOO, IA 50702-3624
Document Number202400005329
Instrument DateOct 16, 2023
Instrument202400005329
Transaction TypeTransfer
Record UpdatedNov 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 FOREST AVE, WATERLOO, IA 50702-3624

Tax Assessment & Valuation

The 2025 property tax bill for 115 Forest Ave was $2,792 with a homeowner's exemption, up 2.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,792.00 (+2.8%) Homeowner's exemption$147,700 Land $12,740 Building $134,960$147,700 Land $12,740 Building $134,960
2024$2,716.00
2023$135,430 (+26.33%) Land $12,740 Building $122,690$135,430 Land $12,740 Building $122,690
2022$2,160.00 Homeowner's exemption$107,200 Land $12,740 Building $94,460
2021$107,200 Land $12,740 Building $94,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Forest Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number