131 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 131 Forest Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 875 sqft · built 1951
Lot Size0.118 acres (5,160 sqft)
OwnerIndividual Name on File
Tax Bill$1,632 (2025)
Deeds & MortgagesJul 2017 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN8913-35-106-011

Property Details

APN / Parcel Number

Primary APN8913-35-106-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area875 sqft Living Area
1st Floor Area875 sqft
Basement Area875 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialWood Shingle
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area5,160 sqft (0.118 acres)
Lot Dimensions40 ft deep x 129 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address131 FOREST AVE
CityWATERLOO
StateIA
Zip50702-3639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROWN HALL ADDITION LOT 12 BLK 6
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBROWN HALL ADDITION
Legal Block6
Legal Lot Number12
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1009
Census Tract1100

Owner

131 Forest Ave is owned and occupied by an individual who acquired it in June 2017.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address131 FOREST AVE, WATERLOO, IA 50702-3639
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2017Deed of Trust, Mortgage
REGIONS BANK
Jun 14, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 7, 2017
Transfer Doc0000022037
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address131 FOREST AVE, WATERLOO, IA 50702-3639
Transaction TypeMortgage
Record UpdatedAug 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018-00001266
DateJul 24, 2017
Instrument2018-00001266
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount on Record
Term360 Months
DueJul 12, 2047
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateJun 14, 2017
Property Address131 FOREST AVE, WATERLOO, IA 50702-3639
Document Number201700022037
Instrument DateJun 7, 2017
Instrument2017-00022037
Transaction TypeTransfer
Record UpdatedNov 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address500 SYCAMORE ST APT 801, 500, WATERLOO, IA 50703-4641

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 FOREST AVE, WATERLOO, IA 50702-3639

Tax Assessment & Valuation

The 2025 property tax bill for 131 Forest Ave was $1,632, up 0.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,632.00 (+0.37%)$80,010 Land $14,150 Building $65,860$80,010 Land $14,150 Building $65,860
2024$1,626.00
2023$74,950 (+21.2%) Land $14,150 Building $60,800$74,950 Land $14,150 Building $60,800
2022$1,358.00$61,840 Land $14,150 Building $47,690
2021$61,840 Land $14,150 Building $47,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Forest Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on Forest Ave

Nearby Streets

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