107 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 107 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1910
Lot Size	0.203 acres (8,843 sqft)
Owner	Company Name on Record
Last Sale	$347,000 (May 2023)
Tax Bill	$9,312 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-380-006`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-380-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	134 ft deep x 66 ft wide
Garage Area	890 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 3 EXC N 26 FT OF BLK 11 BRYANT'S ADD TO VILLAGE OF MILL POINT
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	BRYANTS ADD
Legal Block	11
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 262, SPRING LAKE, MI 49456-0262
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
May 19, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Oct 24, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	202312362
Last Transfer Date	Sep 25, 2023
Transfer Doc	20230024592
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 27, 2023
Property Address	107 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Document Number	20230024592
Map Reference	LB 1 PG 49
Instrument Date	Sep 25, 2023
Instrument	2023-0024592
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16069 LAKE POINT DR, SPRING LAKE, MI 49456-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 262, FERRYSBURG, MI 49409-0262

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	107 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16069 LAKE POINT DR, SPRING LAKE, MI 49456-1423

Mortgage

Document Number	20230018527
Date	Jul 27, 2023
Instrument	2023-0018527

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	49526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 19, 2023
Property Address	107 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Document Number	20230012362
Map Reference	LB 1 PG 49
Instrument Date	May 18, 2023
Instrument	2023-0012362
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$2,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16069 LAKE POINT DR, SPRING LAKE, MI 49456-1423

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	107 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210031801
Date	Jun 18, 2021
Instrument	2021-0031801

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	107 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200043434
Date	Oct 5, 2020
Instrument	2020-0043434

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	107 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180038178
Date	Oct 24, 2018
Instrument	2018-0038178

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,900 (+34.37%)	$337,800 (+34.37%)
2025	$9,312.00 (+192.92%)
2023		$125,700	$251,400
2022	$3,179.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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