Pender County property record for 117 Derby Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,052 sqft · built 2002 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3263-93-8840-0000 |
| Primary APN | 3263-93-8840-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 84,506 sqft (1.94 acres) |
| Garage Area | 864 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 512 sqft |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 400897906 |
|---|---|
| Old Parcel Number | 3263 93 8840 0000 |
| Street Address | 117 DERBY LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L 90,PB 35/47 SEC 3, CROSS CREEK |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 90 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 920203 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 117 DERBY LN, HAMPSTEAD, NC 28443-8459 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU |
| Jul 15, 2025 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2007 |
| Transfer Doc | 0031710133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 117 DERBY LN, HAMPSTEAD, NC 28443-8459 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0048331486 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 4833/1486 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Mar 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | COF |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 117 DERBY LN, HAMPSTEAD, NC 28443-8459 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0048680241 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 4868/241 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Jul 14, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,363.00 (+14.88%) | $388,254 (+65.97%) Land $120,980 Building $267,274 | $388,254 (+65.97%) Land $120,980 Building $267,274 |
| 2023 | $233,932 (-) Land $61,776 Building $172,156 | $233,932 (-) Land $61,776 Building $172,156 | |
| 2022 | $2,057.00 | $233,932 Land $61,776 Building $172,156 | $233,932 Land $61,776 Building $172,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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