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118 Derby Ln, Hampstead, NC 28443 Property Records

Pender County property record for 118 Derby Ln, Hampstead, NC 28443 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,488 sqft Living Area
Lot Size32,670 sqft (0.75 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2021)
Tax Bill$2,141.00 (2025)

Property Details

APN / Parcel Number

Primary APN3273-04-0181-0000
Alternative APNs
  • 000041259
  • 850386

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,488 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Lot Area32,670 sqft (0.75 acres)
Deck Area384 sqft Deck
Porch1 Porch
Porch Area126 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number000041259
Street Address118 DERBY LN
CityHAMPSTEAD
StateNC
Zip28443-8459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 98,PB 35/47 CROSS CREEK
Legal SubdivisionCROSS CREEK
Legal Lot Number98
JurisdictionPENDER NC
Minor Civil DivisionTOPSAIL
Census Blockgroup2
Census Block2038
Census Tract920203

Owner

Source: Pender County records · APN 3273-04-0181-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 DERBY LN, HAMPSTEAD, NC 28443-8459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Intrafamily Transfer, Transfer
Sep 02, 2021Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Aug 15, 2018Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleOct 08, 2003 · Amount on Record
Deed Book / Page4763 / 2344
Record RefreshedJun 08, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPENDER NC
Recording DateSep 02, 2021
Property Address118 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number0047632359
Book / Page4763 / 2359
Map ReferenceMB 35 PG 47
Instrument DateSep 02, 2021
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address118 DERBY LN, HAMPSTEAD, NC 28443-8459

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateSep 02, 2021
Property Address118 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number0047632344
Book / Page4763 / 2344
Map ReferenceMB 35 PG 47
Instrument DateSep 02, 2021
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1096, HAMPSTEAD, NC 28443-1096

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 DERBY LN, HAMPSTEAD, NC 28443-8459

Mortgage

Document Number0047632347
DateSep 02, 2021
Instrument4763/2347
Lender
NameLOWER LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPENDER NC
Property Address118 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number0046710029
Instrument DateAug 15, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address118 DERBY LN HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number0046710029
DateAug 22, 2018
Book Page004671/000029
Instrument20040348
Lender
NameSUNTRUST BK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2048

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,141.00 (+8.85%)$408,919 (+94.79%) Land $82,688 Building $326,231$408,919 (+94.79%) Land $82,688 Building $326,231
2023$209,923 (-) Land $44,200 Building $165,723$209,923 (-) Land $44,200 Building $165,723
2022$1,967.00$209,923 Land $44,200 Building $165,723$209,923 Land $44,200 Building $165,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 52% of North Carolina
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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