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121 Covington Way, Madison, MS 39110 Property Records

Madison County property record for 121 Covington Way, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,465 sqft · built 2016
Lot Size0.331 acres (14,438 sqft)
Owner2 Individual Names on File
Last Sale$723,520 (Mar 2026)
Tax Bill$5,388 (2025)
Deeds & MortgagesMay 2025 Second Mortgage
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081E-22-279

Property Details

APN / Parcel Number

Primary APN081E-22-279
Alternative APN
  • 53455

Interior

Building Area4,465 sqft Adjusted Area
1st Floor Area2,857 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area14,438 sqft (0.331 acres)
Patio Area381 sqft

Location & Zoning

Account Number53455
Street Address121 COVINGTON WAY
CityMADISON
StateMS
Zip39110-6584
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT C-49 COVINGTON - BLK C PHASE III @ REUNION
Legal Range01E
Legal Township08N
Legal Section22
Legal SubdivisionCOVINGTON BLK C PH 3 REUNION
Legal Phase3
Legal BlockC
Legal Lot NumberC-49
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group3
Census Block3017
Census Tract30301

Owner

Source: Madison County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address121 COVINGTON WAY, MADISON, MS 39110-6584
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 3, 2026Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLO
Sep 25, 2020Deed of Trust, Mortgage
FIRST BK/LAKE
Sep 28, 2020Warranty Deed, Transfer
REGIONS MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 3, 2026 · Amount on Record
Deed SaleMar 3, 2026 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Document Number20261046798
Deed Book / Page4653 / 49
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address121 COVINGTON WAY, MADISON, MS 39110-6584
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 COVINGTON WAY, MADISON, MS 39110-6584

Mortgage

Document Number004560/171
DateMay 27, 2025
Book Page4560/171
Instrument1028322
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2045

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateMar 3, 2026
Property Address121 COVINGTON WAY, MADISON, MS 39110-6584
Document Number0004653/49
Book / Page4653 / 49
Map ReferenceCAB E SL 182B&183A
Instrument DateFeb 26, 2026
Instrument1046798
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1031, WHITE HOUSE, TN 37188-1031

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address121 COVINGTON WAY, MADISON, MS 39110-6584

Mortgage

Document Number0001046799
DateMar 3, 2026
Instrument1046799
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLO
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2041

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address121 COVINGTON WAY, MADISON, MS 39110-6584
Document Number0000909370
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address121 COVINGTON WAY MADISON MS 391106584, MADISON, MS 39110-6584

Mortgage

Document Number0000909370
DateOct 30, 2020
Book Page003937/000925
Instrument909370
Lender
NameFIRST BK/LAKE
TypeBank
Address4558 OSAGE BEACH PKWY # 100, OSAGE BEACH, MO 65065-2372
Agreement
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateSep 28, 2020
Property Address121 COVINGTON WAY, MADISON, MS 39110-6584
Document Number0000906400
Book / Page003919 / 000831
Instrument DateSep 23, 2020
Instrument906400
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyCRESCENT TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address121 COVINGTON WAY MADISON MS 391106584, MADISON, MS 39110-6584

Mortgage

Document Number906401
DateSep 28, 2020
Book Page003919/000835
Instrument906401
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,388.00 Homeowner's exemption$48,813 (-)$488,130 (-) Land $75,000 Building $413,130
2024$5,388.00 (-13.46%)
2023$6,226.00 Homeowner's exemption$48,813$488,130 Land $75,000 Building $413,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		335 / 192
T-Mobile
Fixed Wireless		100 / 20

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