Madison County property record for 120 Covington Way, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,845 sqft · built 2019 |
| Lot Size | 0.295 acres (12,877 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $858,600 (Oct 2019) |
| Tax Bill | $4,814 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 081E-22-246 |
| Primary APN | 081E-22-246 |
|---|---|
| Alternative APN |
|
| Building Area | 3,845 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,297 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 12,877 sqft (0.295 acres) |
| Patio Area | 293 sqft |
| Account Number | 53423 |
|---|---|
| Street Address | 120 COVINGTON WAY |
| City | MADISON |
| State | MS |
| Zip | 39110-6585 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT C-18 COVINGTON - BLK C PH III @ REUNION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | COVINGTON BLK C PH 3 REUNION |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | C-18 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30301 |
Source: Madison County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 COVINGTON WAY, MADISON, MS 39110-6585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Jan 21, 2020 | Deed of Trust, Mortgage BANKPLUS |
| Jan 21, 2020 | Deed of Trust, Mortgage BANKPLUS |
| Oct 25, 2019 | Warranty Deed, Construction Loan · Construction Mortgage BANKPLUS |
| Dec 19, 2018 | Warranty Deed, Construction Loan · Construction Mortgage OWES PRENTISS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Dec 19, 2018 |
| Deed Document Number | 2019878449 |
| Deed Book / Page | 3779 / 980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 120 COVINGTON WAY, MADISON, MS 39110-6585 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1068 HIGHLAND COLONY PKWY, RIDGELAND, MS 39157-8807 |
| Document Number | 3990/334 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3990/334 |
| Instrument | 918342 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 120 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 0000884022 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 COVINGTON WAY MADISON MS 391106585, MADISON, MS 39110-6585 |
| Document Number | 0000884022 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 003811/000268 |
| Instrument | 884022 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 120 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 0000884027 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 COVINGTON WAY MADISON MS 391106585, MADISON, MS 39110-6585 |
| Document Number | 0000884027 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 003811/000316 |
| Instrument | 884027 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jan 26, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 25, 2019 |
| Property Address | 120 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 0000878449 |
| Book / Page | 003779 / 000980 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 878449 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 COVINGTON WAY MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 878450 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 003779/000983 |
| Instrument | 878450 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 24, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 19, 2018 |
| Property Address | 120 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 0000855598 |
| Book / Page | 003676 / 000001 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 855598 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076 |
| Document Number | 867025 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 003736/000336 |
| Instrument | 867025 |
| Name | OWES PRENTISS CORP |
|---|---|
| Address | 248 E CAPITOL ST, JACKSON, MS 39201-2503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 18, 2019 |
| Rate | 5% |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,814.00 Homeowner's exemption | $43,892 (+0.68%) | $438,920 (+0.68%) Land $75,000 Building $363,920 |
| 2024 | $4,814.00 (-20.95%) | ||
| 2023 | $6,090.00 Homeowner's exemption | $43,597 | $435,970 Land $75,000 Building $360,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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