Madison County property record for 118 Covington Way, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3,409 sqft · built 2015 |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 081E-22-245 |
| Primary APN | 081E-22-245 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,409 sqft Adjusted Area |
| 1st Floor Area | 2,774 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 136 sqft |
| Account Number | 53422 |
|---|---|
| Street Address | 118 COVINGTON WAY |
| City | MADISON |
| State | MS |
| Zip | 39110-6585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT C-17 COVINGTON - BLK C PH III @ REUNION E@182 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | COVINGTON BLK C PH 3 REUNION |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | C-17 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30301 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 COVINGTON WAY, MADISON, MS 39110-6585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Apr 30, 2020 | Deed of Trust, Mortgage COMMUNITY BK/MS |
| Dec 18, 2019 | Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BK/MS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2019 |
| Deed Sale | Dec 18, 2019 |
| Prior Sale | Oct 22, 2014 |
| Deed Document Number | 0003799793 |
| Deed Book / Page | 3799 / 793 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 118 COVINGTON WAY, MADISON, MS 39110-6585 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 118 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 004616/741 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 4616/741 |
| Instrument | 1038372 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 118 COVINGTON WAY, MADISON, MS 39110-6585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 138 LAKELAND HEIGHTS BLVD, FLOWOOD, MS 39232-6676 |
| Document Number | 4070/96 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 4070/96 |
| Instrument | 931470 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 118 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 0000891316 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 COVINGTON WAY MADISON MS 391106585, MADISON, MS 39110-6585 |
| Document Number | 0000891316 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 003853/000682 |
| Instrument | 891316 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 18, 2019 |
| Property Address | 118 COVINGTON WAY, MADISON, MS 39110-6585 |
| Document Number | 0000881836 |
| Book / Page | 003799 / 000793 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 881836 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 COVINGTON WAY MADISON MS 391106585, MADISON, MS 39110-6585 |
| Document Number | 881835 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 003799/000776 |
| Instrument | 881835 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 17, 2020 |
| Document Number | 881837, |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 003799/000799 |
| Instrument | 881837 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 17, 2020 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,520.00 Homeowner's exemption | $39,205 (+0.97%) | $392,050 (+0.97%) Land $75,000 Building $317,050 |
| 2024 | $3,520.00 (-26.82%) | ||
| 2023 | $4,810.00 Homeowner's exemption | $38,828 | $388,280 Land $75,000 Building $313,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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