Penobscot County and Brewer City property record for 121 Clover Ln, Brewer, ME 04412
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,938 sqft · built 1996 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,900 (Jul 2016) |
| Tax Bill | $9,734 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRER M:40-A L:82 |
| Primary APN | BRER M:40-A L:82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,938 sqft Living Area |
| Gross Area | 6,762 sqft |
| 1st Floor Area | 2,082 sqft |
| Basement Area | 2,064 sqft |
| Unfinished Basement | 2,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2611901 |
|---|---|
| Street Address | 121 CLOVER LN |
| City | BREWER |
| State | ME |
| Zip | 04412-1381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR-1 |
| Legal Lot Number | 82 |
| Jurisdiction | BREWER ME |
| Township / Civil Division | BREWER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 4300 |
Source: Penobscot County and Brewer City assessment roll, APN BRER M:40-A L:82, as of May 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 CLOVER LN, BREWER, ME 04412-1381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK NA |
| Aug 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Feb 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Deed Book / Page | 14214 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREWER ME |
| Recording Date | Jul 10, 2026 |
| Property Address | 121 CLOVER LN, BREWER, ME 04412-1381 |
| Document Number | 0000018558 |
| Book / Page | 17939 / 227 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202618558 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Date | Jul 10, 2026 |
|---|
| Name | M & T BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 121 CLOVER LN, BREWER, ME 04412-1381 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0156400052 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 15640/52 |
| Instrument | 23820 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 121 CLOVER LN, BREWER, ME 04412-1381 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0160710272 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 16071/272 |
| Instrument | 20409 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 121 CLOVER LN, BREWER, ME 04412-1381 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0163820090 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 16382/90 |
| Instrument | 4309 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Penobscot County and Brewer City assessment roll as of May 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Brewer City |
| Unified School District | Brewer (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,734.00 (+9.98%) | $632,100 (+34.26%) Land $30,300 Building $601,800 | |
| 2024 | $8,851.00 (+3.46%) | $470,800 (+10.62%) Land $30,300 Building $440,500 | |
| 2023 | $8,555.00 (+4.33%) | $425,600 (+15.75%) Land $28,600 Building $397,000 | $522,025 |
| 2021 | $8,200.00 | $367,700 Land $27,900 Building $339,800 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), as of August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190043002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 90 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system ME0090220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BREWER WATER DEPARTMENT serves 8,860 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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