Penobscot County and Brewer City property record for 118 Clover Ln, Brewer, ME 04412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,513 sqft · built 1998 |
| Lot Size | 0.57 acres (24,828 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,500 (Jul 2016) |
| Tax Bill | $7,791 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BRER M:40-A L:62 |
| Primary APN | BRER M:40-A L:62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 5,058 sqft |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,828 sqft (0.57 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2610331 |
|---|---|
| Street Address | 118 CLOVER LN |
| City | BREWER |
| State | ME |
| Zip | 04412-1380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR-1 |
| Legal Lot Number | 62 |
| Jurisdiction | BREWER ME |
| Township / Civil Division | BREWER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 4300 |
118 Clover Ln is owned and occupied by two individuals who bought it in July 2016.
Source: Penobscot County and Brewer City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 CLOVER LN, BREWER, ME 04412-1380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Deed Book / Page | 14208 / 105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 118 CLOVER LN, BREWER, ME 04412-1380 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0159070237 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 15907/237 |
| Instrument | 5534 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 118 Clover Ln was $7,791, up 8.2% from the year before.
Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Brewer City |
| Unified School District | Brewer (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,791.00 (+8.22%) | $505,900 (+32.12%) Land $30,700 Building $475,200 | |
| 2024 | $7,199.00 (+2.68%) | $382,900 (+9.78%) Land $30,700 Building $352,200 | |
| 2023 | $7,011.00 | $348,800 Land $29,000 Building $319,800 | $367,935 |
| 2021 | $6,654.00 | $298,400 Land $28,200 Building $270,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Clover Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Clover Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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