Penobscot County and Brewer City property record for 99 Clover Ln, Brewer, ME 04412 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,632 sqft · built 2000 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Mar 2008) |
| Tax Bill | $6,892 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BRER M:40-A L:67 |
| Primary APN | BRER M:40-A L:67 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 5,284 sqft |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,215 sqft (0.51 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2610103 |
|---|---|
| Street Address | 99 CLOVER LN |
| City | BREWER |
| State | ME |
| Zip | 04412-1388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 67 |
| Jurisdiction | BREWER ME |
| Township / Civil Division | BREWER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 4300 |
Source: Penobscot County and Brewer City records · APN BRER M:40-A L:67
Assessment roll updated May 22, 2026 · Last verified June 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 CLOVER LN, BREWER, ME 04412-1388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2025 | Deed of Trust, Mortgage BREWER FEDERAL CREDIT UNION |
| Dec 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BREWER FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2008 · Amount on Record |
| Deed Sale | Mar 13, 2008 · Amount on Record |
| Prior Sale | Jun 16, 2005 · Amount on Record |
| Deed Book / Page | 11322 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 99 CLOVER LN, BREWER, ME 04412-1388 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0175050310 |
|---|---|
| Date | May 30, 2025 |
| Book Page | 17505/310 |
| Instrument | 12386 |
| Name | BREWER FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jun 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 99 CLOVER LN, BREWER, ME 04412-1388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158280144 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 15828/144 |
| Instrument | 41612 |
| Name | BREWER FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 01, 2042 |
Source: Penobscot County and Brewer City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Brewer City |
| Unified School District | Brewer (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,892.00 (+8.76%) | $447,500 (+32.75%) Land $30,300 Building $417,200 | |
| 2024 | $6,337.00 (+3.44%) | $337,100 (+10.6%) Land $30,300 Building $306,800 | |
| 2023 | $6,126.00 (+4.49%) | $304,800 (+15.94%) Land $28,600 Building $276,200 | $371,640 |
| 2021 | $5,863.00 | $262,900 Land $27,900 Building $235,000 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190043002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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