121 Circle Dr, Berea, KY 40403 Property Records

Madison County property record for 121 Circle Dr, Berea, KY 40403 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,481 sqft
Lot Size	0.295 acres (12,884 sqft)
Owner	Individual Name on File
Last Sale	$162,455 (Sep 2019)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B008-0015-0005`

Property Details

APN / Parcel Number

Primary APN	`B008-0015-0005`
Alternative APNs	`107443` `144774` `74945`

Interior

Stories	1 Story
Building Area	1,481 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	12,884 sqft (0.295 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74945
Street Address	121 CIRCLE DR
City	BEREA
State	KY
Zip	40403-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN VIEW LOT PT 134 & PT 135
Legal Subdivision	MT VIEW
Legal Tract	1
Legal Lot Number	134,135
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3008
Census Tract	11202

Owner

Source: Madison County records · APN B008-0015-0005

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 CIRCLE DR, BEREA, KY 40403-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2019	Deed, Transfer · FHA Mortgage KENTUCKY BANK
Sep 26, 2017	Deed, Transfer · ARM PARK COMMUNITY FCU
Apr 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 13, 2017	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20192013999146
Deed Book / Page	778 / 621
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	D00743/387
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	121 CIRCLE DR, BEREA, KY 40403-1003
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01979/111
Date	Sep 17, 2020
Book Page	M01979/111
Instrument	2014020468

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 01, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 23, 2019
Property Address	121 CIRCLE DR, BEREA, KY 40403-1003
Document Number	D00778/621
Book / Page	D00778 / 621
Map Reference	MB 3 PG 181
Instrument Date	Sep 17, 2019
Instrument	2013999146
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 BROKEN OAK DR, 2501, AUSTIN, TX 78745-5940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OPOSSUM KINGDOM RD, BEREA, KY 40403-9512

Mortgage

Document Number	2013999148
Date	Sep 23, 2019
Instrument	2013999148

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 26, 2017
Property Address	121 CIRCLE DR, BEREA, KY 40403-1003
Document Number	D00750/565
Book / Page	D00750 / 565
Map Reference	MB3 PG181
Instrument Date	Sep 22, 2017
Instrument	2013965333
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 FOREST RIDGE DR, 200, FRANKFORT, KY 40601-2085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CIRCLE DR, BEREA, KY 40403-1003

Mortgage

Document Number	2013965334
Date	Sep 26, 2017
Instrument	2013965334

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 01, 2032
Min Rate At Change	3.5%
Max Rate	9.5%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Apr 13, 2017
Property Address	121 CIRCLE DR, BEREA, KY 40403-1003
Document Number	D00743/387
Book / Page	D00743 / 387
Map Reference	MB2 PG60
Instrument Date	Apr 11, 2017
Instrument	2013957098
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CIRCLE DR, BEREA, KY 40403-1003

Mortgage

Document Number	2013957099
Date	Apr 13, 2017
Instrument	2013957099

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

April 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	Apr 13, 2017
Property Address	121 CIRCLE DR, BEREA, KY 40403-1003
Document Number	D00743/382
Book / Page	D00743 / 382
Map Reference	MB3 PG181
Instrument Date	Apr 06, 2017
Instrument	2013957097
Transaction Type	Foreclosure
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 FOREST RIDGE DR, FRANKFORT, KY 40601-2085

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,531.00 (-2.79%)	$162,455 (-)	$162,455 (-)
2023	$1,575.00	$162,455	$162,455

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 67% of Kentucky
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

121 Circle Dr, Berea, KY 40403 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Commissioner's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Circle Dr

Nearby Streets

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