Madison County property record for 118 Circle Dr, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,452 sqft |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Oct 2004) |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0016-0005 |
| Primary APN | B008-0016-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,452 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 39719 |
|---|---|
| Street Address | 118 CIRCLE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW LOT 47-46, PT 45-44 & PT 4 |
| Legal Subdivision | MT VIEW EST |
| Legal Lot Number | 47-46 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
Source: Madison County records · APN B008-0016-0005
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 CIRCLE DR, BEREA, KY 40403-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2004 · Amount on Record |
| Deed Sale | Oct 21, 2004 · Amount on Record |
| Deed Document Number | 0000058172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 118 CIRCLE DR, BEREA, KY 40403-1004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2440/184 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | M2440/184 |
| Instrument | 2014312979 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (+21.79%) Homeowner's exemption | $179,000 (+19.33%) | $179,000 (+19.33%) |
| 2023 | $1,005.00 Homeowner's exemption | $150,000 | $150,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low above 35% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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