Madison County property record for 126 Circle Dr, Berea, KY 40403 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,970 sqft · built 1977 |
| Lot Size | 0.34 acres (14,815 sqft) |
| Owner | Company Name on File |
| Last Sale | $61,000 (Jul 2021) |
| Tax Bill | $2,904 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0014-0009 |
| Primary APN | B008-0014-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,970 sqft Living Area |
| 1st Floor Area | 2,970 sqft |
| Basement Area | 2,970 sqft |
| Finished Basement | 2,970 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Lot Area | 14,815 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 47580 |
|---|---|
| Street Address | 126 CIRCLE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW LOT 121, 122 & 123 |
| Legal Subdivision | MT VIEW |
| Legal Lot Number | 121-123 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
Source: Madison County records · APN B008-0014-0009
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 126 CIRCLE DR, BEREA, KY 40403-1007 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 07, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Reverse Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Deed Document Number | 20212014044174 |
| Deed Book / Page | 808 / 277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 07, 2026 |
| Property Address | 126 CIRCLE DR, BEREA, KY 40403-1007 |
| Document Number | 0014367312 |
| Book / Page | 2491 / 59 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202614367312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 126 CIRCLE DR, BEREA, KY 40403-1007 |
| Document Number | 0014367312, |
|---|---|
| Date | Aug 07, 2026 |
| Book Page | 2491/59 |
| Instrument | 202614367312 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 126 CIRCLE DR, BEREA, KY 40403-1007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | M01995/81 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | M01995/81 |
| Instrument | 2014023897 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 19, 2035 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,904.00 (+1.5%) | $308,000 (+4.41%) | $308,000 (+4.41%) |
| 2023 | $2,861.00 | $295,000 | $295,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low above 35% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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