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121 Black Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 121 Black Point Rd, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 2024
Lot Size0.146 acres (6,364 sqft)
Owner2 Company Names on File
Last Sale$2,350,000 (May 2026)
Tax Bill$8,162 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-00067-0000-00007

Property Details

APN / Parcel Number

Primary APN41-00067-0000-00007
Alternative APNs
  • 410006700007
  • 122200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area732 sqft
AtticAttic
Attic Area528 sqft
Basement Area528 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area6,364 sqft (0.146 acres)
Lot Dimensions148 ft deep x 43 ft wide
Garage TypeDetached
Garage Area240 sqft
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number122200
Street Address121 BLACK POINT RD
CityRUMSON
StateNJ
Zip07760-1744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block67
Legal Lot Number7
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group2
Census Block2018
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00067-0000-00007

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address121 BLACK POINT RD, RUMSON, NJ 07760-1744
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Jan 27, 2026Deed of Trust, Mortgage
COLUMBIA BANK
May 20, 2026Bargain and Sale Deed · Conventional Mortgage
EMBRACE HOME LOANS
Jan 24, 2024Deed, Transfer
UNKNOWN, BEACON ABSTRACT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleJan 24, 2024 · Amount on Record
Deed Document Number202640795
Deed Book / Page9794 / 244
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address121 BLACK POINT RD, RUMSON, NJ 07760-1744
Transaction TypeMortgage
Record UpdatedJun 26, 2026
Title CompanySIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095579129
DateNov 12, 2021
Book Page9557/9129
Instrument2021165170
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address121 BLACK POINT RD, RUMSON, NJ 07760-1744
Transaction TypeMortgage
Record UpdatedJun 26, 2026
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BROADMOOR DR, LOCUST, NJ 07760-1202

Mortgage

Document Number0097768539
DateJan 27, 2026
Book Page9776/8539
Instrument2026007682
Lender
NameCOLUMBIA BANK
TypeBank
AddressEDISON, NJ 08837
Agreement
AmountAmount Recorded

May 2026: Bargain and Sale Deed

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateMay 20, 2026
Property Address121 BLACK POINT RD, RUMSON, NJ 07760-1744
Document Number0000040795
Book / Page9794 / 244
Instrument DateApr 30, 2026
Instrument202640795
Record UpdatedJun 23, 2026
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$474,700.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address121 BLACK POINT RD, RUMSON, NJ 07760-1744

Mortgage

Document Number0000040796,
DateMay 20, 2026
Instrument202640796
Lender
NameEMBRACE HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJan 24, 2024
Property Address121 BLACK POINT RD, RUMSON, NJ 07760-1744
Document Number0096753811
Book / Page9675 / 3811
Instrument DateJan 18, 2024
Instrument2024005228
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, BEACON ABSTRACT LLC

Transaction

AmountAmount Recorded
Tax$8,299.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 W SUNSET STREET, RED BANK, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BROADMOOR DR, RUMSON, NJ 07760-1202
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,317,700 (+197.87%) Land $857,600 Building $1,460,100$2,317,700 (+197.87%) Land $857,600 Building $1,460,100
2025$8,162.00 (-9.6%)$778,100 (-0.79%) Land $778,100$778,100 (-0.79%) Land $778,100
2024$9,029.00 (+0.17%)
2023$784,300 (+11.98%) Land $698,600 Building $85,700$784,300 (+11.98%) Land $698,600 Building $85,700
2022$9,014.00 (+6.22%)$700,400 Land $619,900 Building $80,500$700,400 Land $619,900 Building $80,500
2021$8,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims111 (1984–2022)
Claims Outside the SFHA24 of 111
Most Recent ClaimNov 2022, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 60 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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