117 Black Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 117 Black Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,862 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jul 2019)
Tax Bill	$9,602 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00067-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00067-0000-00005`
Alternative APNs	`410006700005` `122000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	1,050 sqft
Upper Floors Area	812 sqft
Attic	Attic
Attic Area	60 sqft
Basement Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	153 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	122000
Street Address	117 BLACK POINT RD
City	RUMSON
State	NJ
Zip	07760-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	RUMSON
Legal Block	67
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2018
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 BLACK POINT RD, RUMSON, NJ 07760-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Feb 23, 2010 · Amount on Record
Deed Document Number	201960487
Deed Book / Page	9356 / 8064
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 9, 2019
Property Address	117 BLACK POINT RD, RUMSON, NJ 07760-1744
Document Number	0000060487
Book / Page	009356 / 008064
Instrument Date	Jul 2, 2019
Instrument	60487
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BLACK POINT RD RUMSON NJ 077601744, RUMSON, NJ 07760-1744

Mortgage

Document Number	60488
Date	Jul 9, 2019
Book Page	009356/008091
Instrument	60488

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,021,200 (+11.57%) Land $820,100 Building $201,100	$1,021,200 (+11.57%) Land $820,100 Building $201,100
2025	$9,602.00 (+2.68%)	$915,300 (+13.07%) Land $744,200 Building $171,100	$915,300 (+13.07%) Land $744,200 Building $171,100
2024	$9,351.00 (+0.04%)
2023		$809,500 Land $668,300 Building $141,200	$809,500 Land $668,300 Building $141,200
2022	$9,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20