Monmouth County and Rumson Borough property record for 115 Black Point Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1924 |
| Lot Size | 0.152 acres (6,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,195,000 (May 2024) |
| Tax Bill | $11,962 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00067-0000-00004 |
| Primary APN | 41-00067-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 416 sqft |
| Attic | Attic |
| Attic Area | 416 sqft |
| Basement Area | 416 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,616 sqft (0.152 acres) |
| Lot Width | 37 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121900 |
|---|---|
| Street Address | 115 BLACK POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RUMSON |
| Legal Block | 67 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00067-0000-00004
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 BLACK POINT RD, RUMSON, NJ 07760-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST ATLANTIC FCU |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Apr 18, 2018 | Grant Deed, Transfer · Conventional with PMI CMG FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 202431282 |
| Deed Book / Page | 9687 / 8327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 115 BLACK POINT RD, RUMSON, NJ 07760-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096303445 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 9630/3445 |
| Instrument | 2023002276 |
| Name | FIRST ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 10, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 115 BLACK POINT RD, RUMSON, NJ 07760-1744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0095494867 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 9549/4867 |
| Instrument | 2021149316 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 18, 2018 |
| Property Address | 115 BLACK POINT RD, RUMSON, NJ 07760-1744 |
| Document Number | 0000038292 |
| Book / Page | 009283 / 003156 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 38292 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 BLACK POINT RD RUMSON NJ 077601744, RUMSON, NJ 07760-1744 |
| Document Number | 38293 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 009283/003161 |
| Instrument | 38293 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2048 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,076,000 (-5.64%) Land $860,100 Building $215,900 | $1,076,000 (-5.64%) Land $860,100 Building $215,900 | |
| 2025 | $11,962.00 (-3.83%) | $1,140,300 (+44.67%) Land $780,400 Building $359,900 | $1,140,300 (+44.67%) Land $780,400 Building $359,900 |
| 2024 | $12,439.00 (+37.31%) | ||
| 2023 | $788,200 Land $700,600 Building $87,600 | $788,200 Land $700,600 Building $87,600 | |
| 2022 | $9,059.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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