121 Bearkill Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 121 Bearkill Rd, Gilboa, NY 12076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,803 sqft · built 1880
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Nov 2021)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432800 209.-3-27.11`

Property Details

APN / Parcel Number

Primary APN	`432800 209.-3-27.11`
Alternative APNs	`280020900000030270110000` `445J175043`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,275 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	261,360 sqft (6 acres)
Lot Width	196 ft Width
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	445J175043
Street Address	121 BEARKILL RD
City	GILBOA
State	NY
Zip	12076-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	27.011
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CONESVILLE
Census Block Group	4
Census Block	4019
Census Tract	740800

Owner

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 BEARKILL RD, GILBOA, NY 12076-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK
Feb 17, 2017	Deed of Trust, Mortgage WAYNE BANK
Aug 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL COMMUNICATIONS FCU
Feb 17, 2017	Deed, Transfer NOT AVAILABLE, DAVID RIKARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2021799754
Deed Book / Page	1152 / 69
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 30, 2021
Property Address	121 BEARKILL RD, GILBOA, NY 12076-3601
Document Number	0001152/69
Book / Page	1152 / 69
Instrument Date	Nov 23, 2021
Instrument	799754
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WHISPERING PINES DR, GILBOA, NY 12076-2308

Mortgage

Document Number	0000799756
Date	Nov 30, 2021
Instrument	799756

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	121 BEARKILL RD, GILBOA, NY 12076-3601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001751/0000000018
Date	Feb 17, 2017
Book Page	0000001751/0000000018
Instrument	000000713127

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 31, 2020
Property Address	121 BEARKILL RD, GILBOA, NY 12076-3601
Document Number	001118/173
Book / Page	1118 / 173
Instrument Date	Jul 27, 2020
Instrument	777848
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BEARKILL RD, GILBOA, NY 12076-3601

Mortgage

Document Number	001891/253
Date	Aug 31, 2020
Book Page	1891/253
Instrument	777849

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 17, 2017
Property Address	121 BEARKILL RD, GILBOA, NY 12076-3601
Document Number	0000001039/0000000237
Book / Page	0000001039 / 0000000237
Instrument Date	Feb 7, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, DAVID RIKARD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BEARKILL RD, GILBOA, NY 12076-3601

Tax Assessment & Valuation

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Conesville Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (+4.11%)
2025	$3,141.00 (+92.82%)	$169,640 (+13.09%) Land $44,500 Building $125,140	$176,708 (+11.91%) Land $46,354 Building $130,354
2023		$150,000 (+30.55%) Land $44,500 Building $105,500	$157,895 (+19.55%) Land $46,842 Building $111,053
2022		$114,900 Land $41,000 Building $73,900	$132,069 Land $47,126 Building $84,943
2021	$1,629.00 (-42.82%)
2020	$2,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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