143 Bearkill Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 143 Bearkill Rd, Gilboa, NY 12076

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,026 sqft · built 1959
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on Record
Tax Bill$2,658 (2026)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN432800 209.-3-28

Property Details

APN / Parcel Number

Primary APN432800 209.-3-28
Alternative APNs
  • 280020900000030280000000
  • 445J100157

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions140 ft deep x 340 ft wide
Garage TypeDetached
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number445J100157
Street Address143 BEARKILL RD
CityGILBOA
StateNY
Zip12076-3601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number28.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCONESVILLE
Census Block Group4
Census Block4019
Census Tract740800

Owner

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address143 BEARKILL RD, GILBOA, NY 12076-3601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address143 BEARKILL RD, GILBOA, NY 12076-3601
Transaction TypeMortgage
Record UpdatedApr 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1836/1
DateApr 23, 2019
Book Page1836/1
Instrument761042
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueMay 1, 2034
Interest
Rate TypeAdjustable Rate
Type Change DateMay 1, 2026

Tax Assessment & Valuation

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionConesville Town
Unified School DistrictGilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,658.00 (+1.57%) Homeowner's exemption
2025$2,617.00 (+47.94%)$137,900 (-3.57%) Land $20,700 Building $117,200$143,646 (-4.57%) Land $21,563 Building $122,083
2023$143,000 (+29.29%) Land $20,700 Building $122,300$150,526 (+18.41%) Land $21,789 Building $128,737
2022$110,600 Land $17,700 Building $92,900$127,126 Land $20,345 Building $106,781
2021$1,769.00 (-35.74%)
2020$2,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Cable
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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