112 Bearkill Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 112 Bearkill Rd, Gilboa, NY 12076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,131 sqft · built 1968
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on Record
Tax Bill$2,552 (2026)
Deeds & MortgagesJan 2019 Refinance
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN432800 209.-3-35

Property Details

APN / Parcel Number

Primary APN432800 209.-3-35
Alternative APNs
  • 280020900000030350000000
  • 445J100302

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area1,131 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Lot Area44,867 sqft (1.03 acres)
Lot Dimensions355 ft deep x 100 ft wide
Garage TypeBasement
PorchPatio
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number445J100302
Street Address112 BEARKILL RD
CityGILBOA
StateNY
Zip12076-3600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number35.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCONESVILLE
Census Block Group4
Census Block4003
Census Tract740800

Owner

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address112 BEARKILL RD, GILBOA, NY 12076-3600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NBT BANK NATIONAL ASSOCIATION
Jan 2, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2019
Deed SaleJan 2, 2019
Prior SaleOct 29, 1996 · Amount on Record
Deed Document Number2019755169
Deed Book / Page1083 / 171
Prior Transfer DateDec 28, 2018
Prior Transfer Doc001083/171
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address112 BEARKILL RD, GILBOA, NY 12076-3600
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001826/260
DateJan 2, 2019
Book Page1826/260
Instrument755170
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 1, 2048

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHOHARIE NY
Recording DateJan 2, 2019
Property Address112 BEARKILL RD, GILBOA, NY 12076-3600
Document Number001083/171
Book / Page1083 / 171
Instrument DateDec 28, 2018
Instrument755169
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 BEARKILL RD, GILBOA, NY 12076-3600

Tax Assessment & Valuation

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionConesville Town
Unified School DistrictGilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,552.00 (+1.55%)
2025$2,513.00 (+71.77%)$132,400 (+6.77%) Land $21,200 Building $111,200$137,917 (+5.66%) Land $22,083 Building $115,834
2023$124,000 (+35.52%) Land $21,200 Building $102,800$130,526 (+24.11%) Land $22,316 Building $108,210
2022$91,500 Land $18,200 Building $73,300$105,172 Land $20,919 Building $84,253
2021$1,463.00 (-42.85%)
2020$2,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Cable
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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