Santa Cruz County property record for 121 Atkinson Ln, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,653 sqft · built 1976 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $602,000 (Aug 2018) |
| Tax Bill | $11,346 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-246-30 |
| Primary APN | 019-246-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,653 sqft Living Area |
| Gross Area | 3,453 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 121 ATKINSON LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF THE LANDS OF LOUIS MATA |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 110504 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 ATKINSON LN, WATSONVILLE, CA 95076-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 1, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Aug 23, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Apr 6, 2018 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 201825899 |
| Prior Transfer Date | Aug 10, 2011 |
| Prior Transfer Doc | 0000034542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 121 ATKINSON LN, WATSONVILLE, CA 95076-2138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000025661 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017-0025661 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 121 ATKINSON LN, WATSONVILLE, CA 95076-2138 |
| Document Number | 0000019080 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 ATKINSON LN WATSONVILLE CA 950762138, WATSONVILLE, CA 95076-2138 |
| Document Number | 0000019080 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 19080 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 23, 2018 |
| Property Address | 121 ATKINSON LN, WATSONVILLE, CA 95076-2138 |
| Document Number | 0000025899 |
| Map Reference | VOL 18 PG 51 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 2018-0025899 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 121 ATKINSON LN, WATSONVILLE, CA 95076-2138 |
| Document Number | 0000025900 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018-0025900 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 121 ATKINSON LN, WATSONVILLE, CA 95076-2138 |
| Document Number | 0000011186 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 121 ATKINSON LN WATSONVILLE CA 950762138, WATSONVILLE, CA 95076-2138 |
| Document Number | 0000011186 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 11186 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107-9900 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,546 (+2%) Land $438,586 Building $461,960 | ||
| 2025 | $11,346.00 (+13.73%) | $882,888 (+4.04%) Land $429,986 Building $452,902 | |
| 2023 | $9,976.00 (+4.1%) | $848,604 Land $413,289 Building $435,315 | $716,220 |
| 2022 | $9,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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