109 Atkinson Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 109 Atkinson Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,864 sqft · built 1973
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on Record
Tax Bill	$832 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-246-45`

Property Details

APN / Parcel Number

Primary APN	`019-246-45`
Alternative APNs	`019-246-45-000` `01924628000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,864 sqft Living Area
Gross Area	2,224 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 ATKINSON LN
City	WATSONVILLE
State	CA
Zip	95076-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110504

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ATKINSON LN, WATSONVILLE, CA 95076-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 15, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2018	Quit Claim Deed Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 21, 1994
Transfer Doc	0000079365
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2023
Property Address	109 ATKINSON LN, WATSONVILLE, CA 95076-2139
Document Number	0000013019
Map Reference	VOL 9 PG 72
Instrument Date	Jul 12, 2023
Instrument	2023-0013019
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ATKINSON LN, WATSONVILLE, CA 95076-2139

Mortgage

Document Number	0000013020
Date	Jul 17, 2023
Instrument	2023-0013020

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2018
Property Address	109 ATKINSON LN, WATSONVILLE, CA 95076-2139
Document Number	0000014579
Instrument Date	Apr 27, 2018
Instrument	14579
Transaction Type	Transfer
Record Updated	Jun 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 ATKINSON LN WATSONVILLE CA 950762139, WATSONVILLE, CA 95076-2139

December 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 17, 2018
Property Address	109 ATKINSON LN, WATSONVILLE, CA 95076-2139
Document Number	0000037541
Instrument Date	Apr 27, 2018
Instrument	37541
Record Updated	Jan 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 ATKINSON LN WATSONVILLE CA 950762139, WATSONVILLE, CA 95076-2139

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,664 (+109.31%) Land $15,494 Building $100,170
2025	$832.00 (+21.64%)	$55,260 (+4.04%) Land $15,190 Building $40,070
2024	$684.00 (+1.94%)
2023	$671.00 (-74.68%) Homeowner's exemption	$53,115 (+2%) Land $14,601 Building $38,514	$633,060
2022	$2,650.00 Homeowner's exemption	$52,073 Land $14,315 Building $37,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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