108 Atkinson Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 108 Atkinson Ln, Watsonville, CA 95076

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 5 ba · 3,866 sqft · built 1957
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2020)
Tax Bill	$12,834 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-236-14`

Property Details

APN / Parcel Number

Primary APN	`019-236-14`
Alternative APNs	`019-236-14-000` `01923606000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Building Area	3,866 sqft Living Area
Gross Area	4,382 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2004
Architectural Style	Multi-Family
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	258 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	108 ATKINSON LN
City	WATSONVILLE
State	CA
Zip	95076-2140
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R16
Legal Subdivision	WATSONVILE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3005
Census Tract	110202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2020	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Sep 18, 2001 · Amount on Record
Deed Document Number	20204922
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	0000012520
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140

Mortgage

Document Number	0000046480
Date	Sep 9, 2021
Instrument	2021-0046480

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140

Mortgage

Document Number	0000011980
Date	Feb 26, 2021
Instrument	2021-0011980

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 11, 2020
Property Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140
Document Number	0000004922
Instrument Date	Dec 30, 2019
Instrument	2020-0004922
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	108 ATKINSON LN, WATSONVILLE, CA 95076-2140

Mortgage

Document Number	0000004923
Date	Feb 11, 2020
Instrument	2020-0004923

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,153,774 (+15.96%) Land $433,550 Building $720,224
2025	$12,834.00 (+10.84%)	$994,953 (+99.07%) Land $296,819 Building $698,134
2024	$11,579.00 (+95.26%)
2023	$5,930.00 (+1.77%)	$499,799 Land $265,686 Building $234,113	$671,040
2022	$5,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon, Xfinity.

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