121 Andover Dr, Flora, MS 39071 Property Records

Madison County property record for 121 Andover Dr, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	3,882 sqft · built 2017
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051A-02-061`

Property Details

APN / Parcel Number

Primary APN	`051A-02-061`
Alternative APNs	`051A-02-061/00.00` `43581`

Interior

Building Area	3,882 sqft Adjusted Area
1st Floor Area	2,098 sqft

Exterior

Year Built	Built 2017
Lot Area	117,612 sqft (2.7 acres)
Patio Area	400 sqft

Location & Zoning

Account Number	43581
Old Parcel Number	051A-02 -061/00.00
Street Address	121 ANDOVER DR
City	FLORA
State	MS
Zip	39071-9207
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-1
Legal Description	LOT 58 ANDOVER PART 1 -2.7AC- D@169
Legal Range	01W
Legal Township	08N
Legal Section	02
Legal Subdivision	ANDOVER PART 1
Legal Lot Number	58
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4014
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 ANDOVER DR, FLORA, MS 39071-9207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BK
Jun 27, 2019	Warranty Deed, Transfer BANK OF ENGLAND
Dec 4, 2017	Deed of Trust, Mortgage BANCORPSOUTH
Apr 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019
Deed Sale	Jun 27, 2019
Prior Sale	Aug 5, 2016
Deed Document Number	0003736558
Deed Book / Page	3736 / 558
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 ANDOVER DR, FLORA, MS 39071-9207
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANDOVER DR, FLORA, MS 39071-9207

Mortgage

Document Number	4120/587
Date	Oct 20, 2021
Book Page	4120/587
Instrument	942246

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 ANDOVER DR, FLORA, MS 39071-9207
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANDOVER DR, FLORA, MS 39071-9207

Mortgage

Document Number	4090/96
Date	Aug 20, 2021
Book Page	4090/96
Instrument	934458

Lender

Name	RENASANT BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 ANDOVER DR, FLORA, MS 39071-9207
Document Number	0000869358
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANDOVER DR FLORA MS 390719207, FLORA, MS 39071-9207

Mortgage

Document Number	0000869358
Date	Aug 1, 2019
Book Page	003749/000497
Instrument	869358

Lender

Name	RENASANT BK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2029

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 27, 2019
Property Address	121 ANDOVER DR, FLORA, MS 39071-9207
Document Number	0000867064
Book / Page	003736 / 000558
Instrument Date	Jun 27, 2019
Instrument	867064
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5570 WILLIAMSON RD CLINTON MS 390564444, CLINTON, MS 39056-4444

Mortgage

Document Number	867065
Date	Jun 27, 2019
Book Page	003736/000560
Instrument	867065

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 ANDOVER DR, FLORA, MS 39071-9207
Document Number	0000829511
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANDOVER DR FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000829511
Date	Dec 7, 2017
Book Page	003551/000576
Instrument	829511

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Apr 27, 2017
Property Address	121 ANDOVER DR, FLORA, MS 39071-9207
Book / Page	003471 / 000713
Instrument Date	Apr 7, 2017
Instrument	811394
Transaction Type	Construction Loan
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 RICE RD #716 RIDGELAND MS 391571091, 716, RIDGELAND, MS 39157-1091

Mortgage

Document Number	0000811394
Date	Apr 27, 2017
Book Page	003471/000713
Instrument	811394

Lender

Name	FIRST BK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 26, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,431.00 Homeowner's exemption	$47,746 (-)	$477,460 (-) Land $54,000 Building $423,460
2024	$4,431.00
2023	$4,431.00 Homeowner's exemption	$47,746	$477,460 Land $54,000 Building $423,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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