Madison County property record for 108 Andover Dr, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 4,438 sqft |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A-02-043 |
| Primary APN | 051A-02-043 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,438 sqft Adjusted Area |
|---|
| Lot Area | 139,392 sqft (3.2 acres) |
|---|
| Account Number | 43563 |
|---|---|
| Old Parcel Number | 051A-02 -043/00.00 |
| Street Address | 108 ANDOVER DR |
| City | FLORA |
| State | MS |
| Zip | 39071-9210 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | LOT 39 ANDOVER PART 1 -3.2AC- |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 02 |
| Legal Subdivision | ANDOVER PART 1 |
| Legal Lot Number | 39 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30302 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 ANDOVER DR, FLORA, MS 39071-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Apr 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2018 |
| Transfer Doc | 0000837354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 108 ANDOVER DR, FLORA, MS 39071-9210 |
| Document Number | 0000881916 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1920 MISTY LN TERRY MS 391708407, TERRY, MS 39170-8407 |
| Document Number | 0000881916 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 003800/000295 |
| Instrument | 881916 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | RICHLAND, MS 39218 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 18, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 20, 2018 |
| Property Address | 108 ANDOVER DR, FLORA, MS 39071-9210 |
| Document Number | 0000837354 |
| Book / Page | 003591 / 000837 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 837354 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1920 MISTY LN TERRY MS 391708407, TERRY, MS 39170-8407 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 Homeowner's exemption | $52,956 (+7.58%) | $529,560 (+7.58%) Land $64,000 Building $465,560 |
| 2024 | $4,948.00 (+8.08%) | ||
| 2023 | $4,578.00 Homeowner's exemption | $49,227 | $492,270 Land $64,000 Building $428,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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